Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Maryland
- 3.82%APY$2,062 over 60 months on $10,000
Requirements
Product: $500 minimum deposit to open. Terms available from 6 months to 5 years. Early withdrawal penalty may apply. Fixed rates. No setup or maintenance fees. Dividends may be added back into the account, transferred to another credit union account, or mailed each month.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Mid-Atlantic Federal Credit UnionRegular CertificatesCD · 3 months · $1,000 min
Credit union · 3 branches
3.80%APY$94 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Rate tier balance requirements apply.
Offer: 3 Month Regular Certificate.
3.73% interest rate · Effective Oct 1, 2026
Rate checked
More details - Homewood Federal Savings BankCertificates of DepositCD · 6 months · $500 min · 2.00%–3.80% by balance
Bank · 1 branch
3.80%APY$188 over 6 months on $10,000intro ratePromotional rate · 1.97% interest rate · Effective Nov 11, 2025
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 2.00% $7,500 and upYour amount 3.80% Rate checked
More details - Patriot Federal Credit Union8 Month Share CertificateCD · 8 months · $10,000 min
Credit union · 3 branches
3.80%APY$252 over 8 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance. Not available in IRA.
Offer: Tier $10,000-$24,999.
Effective May 29, 2026
Rate checked
More details - Freedom Federal Credit UnionRegular Share CertificateCD · 12 months · $300 min
Credit union · 8 branches
3.80%APY$380 over 1 year on $10,000intro rateRequirements
Product: Minimum opening deposit of $300 for regular share accounts; $5 minimum deposit for youth club members under 18 years of age. Early withdrawal penalty may apply.
Offer: $300 minimum opening deposit ($5 for youth club members under 18)
Promotional rate · 3.75% interest rate · Effective Sep 25, 2026
Rate checked
More details - 3.80%APY$412 over 13 months on $10,000intro rate
Requirements
Product: Special promotional CD offering. A minimum opening deposit of $500 is required. Penalty may be imposed for early withdrawal. Fixed interest rate for the specified term.
Promotional rate · 3.75% interest rate · Effective Aug 3, 2026
Rate checked
More details - 3.79%APY$379 over 1 year on $10,000
Requirements
Product: Dividends compounded and paid quarterly. Early withdrawal penalty is 90 days' dividends.
3.74% interest rate · Effective Oct 21, 2026
Rate checked
More details - Lafayette Federal Credit UnionFixed-Rate CertificatesCD · 7 months · $500 min
Credit union · 6 branches
3.76%APY$218 over 7 months on $10,000Requirements
Product: Must establish membership with Lafayette Federal Credit Union, or be an existing member. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Early withdrawal penalties may apply. Account dividends compounded and credited monthly. 7-month term is not available as an IRA.
Offer: 7-month term Fixed-Rate Certificates are not available as an IRA.
3.70% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.76%APY$376 over 1 year on $10,000
Requirements
Product: A Share Savings Account is required to be a member of TDFCU. Compounded daily and credited monthly. Penalty imposed for early withdrawal before maturity.
Offer: Compounded daily, credited monthly. Early withdrawal penalty applies.
3.70% interest rate · Compounded daily · Effective Oct 1, 2025
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.
Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. No monthly maintenance fee.
Effective Mar 27, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: $2,500 minimum deposit of new funds required (funds not currently on deposit at Firstrust Bank or through Firstrust Financial Resources). Maximum deposit $500,000. Available in PA/NJ/DE only. Penalty for early withdrawal. Seven calendar day grace period at maturity.
Offer: 7-Month Touchdown CD initial APY. APY increases in basis points by the number of points the Eagles score in the first game played after opening and funding (1 bp = 0.01%). $2,500 minimum deposit of new funds required.
Promotional rate · Balance cap $500,000 · Effective Sep 1, 2026
Rate checked
More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Available at branch locations. Interest calculated daily and credited quarterly. Early withdrawal penalties apply. Paper statements provided at no charge.
3.68% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.75%APY$280 over 9 months on $10,000intro rate
Requirements
Product: Available only online. No monthly maintenance fee. Deposit at least $1,000 within the first 10 calendar days of account opening to keep account open. 10-day best rate assurance applies at opening and renewal. Early withdrawal penalties apply (9-12 months: 90 days interest; 24-60 months: 180 days interest). Early withdrawals not allowed within the first 25 calendar days.
Offer: Penalty for early closure equals 90 days of interest. Early withdrawals not allowed within first 25 calendar days.
Promotional rate · 3.68% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Maryland
1,074 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.19%
- Top 10% from
- 4.09%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.55%
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Find your bank or credit union to see all its rates and how they compare near you.
Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches