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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Iowa

  1. City & County Credit UnionCertificates of DepositCD · 9 months · $5,000 min

    Credit union · 1 branch

    4.06%APY$303 over 9 months on $10,000
  2. Affinity Credit UnionCertificatesCD · 12 months · $1,000 min · 1.26%–4.06% by balance

    Credit union · 2 branches

    4.06%APY$406 over 1 year on $10,000
  3. Citizens State BankCertificate of DepositCD · 15 months · $10,000 min

    Bank · 2 branches

    4.06%APY$510 over 15 months on $10,000
  4. First Security State BankCD SpecialsCD · 7 months · $5,000 min

    Bank · 2 branches

    4.05%APY$234 over 7 months on $10,000
  5. First Federal Credit Union.Certificate SpecialCD · 7–13 months · $10,000 min

    Credit union · 6 branches

    4.05%APYintro rate
  6. BankORIONCD SpecialCD · 11 months · $1,000 min

    Bank · 1 branch

    4.05%APY$371 over 11 months on $10,000intro rate
  7. Bridge BankCertificates of Deposit (CD)CD · 11 months · $1,000 min

    Bank · 3 branches

    4.05%APY$371 over 11 months on $10,000
  8. Cherokee State BankCDs (Certificates of Deposit)CD · 12 months · $10,000 min

    Bank · 2 branches

    4.05%APY$405 over 1 year on $10,000
  9. Top Carrot, Carrot Score 95
    Collins Community Credit UnionCertificates of Deposit (CDs)CD · 19 months · $1,000 min

    Credit union · 9 branches

    4.05%APY$649 over 19 months on $10,000
  10. Community BankCertificates of DepositCD · 12 months · $5,000 min

    Bank · 7 branches

    4.04%APY$404 over 1 year on $10,000
  11. The State Bank18 Month CDCD · 18 months · $1,000 min

    Bank · 2 branches

    4.04%APY$612 over 18 months on $10,000
  12. Top Carrot, Carrot Score 87
    Iowa State BankCertificate of Deposit (CD)CD · 18 months · $1,000 min

    Bank · 3 branches

    4.04%APY$612 over 18 months on $10,000
  13. Community State BankCertificate of DepositCD · 30 months · $1,000 min · 2.00%–4.04% by balance

    Bank · 7 branches

    4.04%APY$1,041 over 30 months on $10,000
  14. Union State Bank7 Month CD SpecialCD · 7 months · $10,000 min

    Bank · 3 branches

    4.03%APY$233 over 7 months on $10,000intro rate
  15. BankCSB10-month "add on" CD SpecialCD · 10 months · $2,000 min

    Bank · 10 branches

    4.02%APY$334 over 10 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–22

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate