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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Iowa

  1. PrimebankCertificates of DepositCD · 15 months · $10,000 min

    Bank · 4 branches

    4.25%APY$534 over 15 months on $10,000
  2. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 8 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  3. Security National BankTraditional CDCD · 18 months · $1,000 min

    Bank · 10 branches

    4.25%APY$644 over 18 months on $10,000intro rate
  4. Capra Bank18-Month Bump-Up CD SpecialCD · 18 months · $10,000 min

    Bank · 1 branch

    4.25%APY$644 over 18 months on $10,000with conditions
  5. Exchange State BankCertificates of DepositCD · 48 months · $1,000 min · 2.00%–4.25% by balance

    Bank · 3 branches

    4.25%APY$1,811 over 48 months on $10,000
  6. Washington State BankCD SpecialsCD · 60 months · $500 min · 4.25%–4.45% by balance

    Bank · 5 branches

    4.25%APY$2,313 over 60 months on $10,000
  7. Top Carrot, Carrot Score 94
    New Albin Savings BankCertificates of DepositCD · 6 months · $1,000 min · 4.22%–4.32% by balance

    Bank · 1 branch

    4.22%APY$209 over 6 months on $10,000
  8. Metco Credit UnionCertificates of DepositCD · 49 months · $1,000 min

    Credit union · 1 branch

    4.22%APY$1,839 over 49 months on $10,000intro rate
  9. First BankCD SpecialCD · 8 months · $5,000 min

    Bank · 7 branches

    4.21%APY$279 over 8 months on $10,000
  10. First BankRaise-A-Rate CDCD · 19 months · $5,000 min

    Bank · 7 branches

    4.21%APY$675 over 19 months on $10,000
  11. Kerndt Brothers Savings BankCertificates of DepositsCD · 9 months · $1,000 min

    Bank · 6 branches

    4.20%APY$313 over 9 months on $10,000
  12. Farmers State Bank11 Month CDCD · 11 months · $0 min

    Bank · 8 branches

    4.20%APY$384 over 11 months on $10,000
  13. Premier Credit UnionInvestor CertificateCD · 12 months · $2,000 min

    Credit union · 6 branches

    4.20%APY$420 over 1 year on $10,000
  14. TruBankCertificates of Deposit (CDs)CD · 12 months · $10,000 min

    Bank · 8 branches

    4.20%APY$420 over 1 year on $10,000intro rate
  15. Farmers State Bank16 Month CDCD · 16 months · $0 min

    Bank · 8 branches

    4.20%APY$564 over 16 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–22

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate