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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 196–210 results in Iowa

  1. Sioux Valley CCUI1 12 Month CertificateCD · 12 months · $1,000 min

    Credit union · 4 branches

    3.00%APY$300 over 1 year on $10,000
  2. AIM Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 5 branches

    3.00%APY$300 over 1 year on $10,000
  3. Sioux Valley CCUI2 24 Month CertificateCD · 24 months · $1,000 min

    Credit union · 4 branches

    3.00%APY$609 over 24 months on $10,000
  4. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 21 branches

    3.00%APY$1,564 over 59 months on $10,000
  5. Community Bank of OelweinCertificates of DepositCD · 24 months · $1,000 min · 2.90%–2.95% by balance

    Bank · 1 branch

    2.90%APY$588 over 24 months on $10,000
  6. Nicolet National BankInvestor Choice CDCD · 30 months · $10,000 min

    Bank · 36 branches

    2.90%APY$741 over 30 months on $10,000with conditions
  7. Top Carrot, Carrot Score 87
    Cobalt Credit UnionBump Up Share CertificateCD · 36 months · $1,000 min · 2.90%–3.00% by balance

    Credit union · 1 branch

    2.90%APY$895 over 36 months on $10,000
  8. West BankCertificate of DepositCD · 24 months · $1,000 min · 2.80%–3.10% by balance

    Bank · 7 branches

    2.80%APY$568 over 24 months on $10,000
  9. The State Bank30 Month Power Saver CDCD · 30 months · $5,000 min

    Bank · 2 branches

    2.77%APY$707 over 30 months on $10,000
  10. The State Bank36 Month CDCD · 36 months · $1,000 min

    Bank · 2 branches

    2.77%APY$854 over 36 months on $10,000
  11. Community 1st Credit Union12 Month Dollar Dog Certificate AccountCD · 12 months · $250 min

    Credit union · 23 branches

    2.75%APY$275 over 1 year on $10,000
  12. First Mid Bank & TrustCertificates of DepositCD · 24 months · $1,000 min

    Bank · 14 branches

    2.75%APY$558 over 24 months on $10,000
  13. First National BankStandard Term CDsCD · 49–60 months · $1,000 min · 2.52%–2.73% by balance

    Bank · 9 branches

    2.63%APY
  14. The State Bank24 Month CDCD · 24 months · $1,000 min

    Bank · 2 branches

    2.52%APY$510 over 24 months on $10,000
  15. First National BankAdd it Up CDCD · 24 months · $100 min · 1.96%–2.32% by balance

    Bank · 9 branches

    2.32%APY$469 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–23

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate