Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Hawaii

  1. First Hawaiian BankOnline CDsCD · 6 months · $1,000 min

    Bank · 45 branches

    3.05%APY$151 over 6 months on $10,000intro rate
  2. Kaua'i Federal Credit UnionImpact CertificatesCD · 12 months

    Credit union · 3 branches

    3.03%APY$303 over 1 year on $10,000
  3. Maui Teachers FCU18 Month Share Certificate SPECIALCD · 18 months · $5,000 min

    Credit union · 1 branch

    3.03%APY$458 over 18 months on $10,000intro rate
  4. Molokai Community FCUShare Certificate SpecialCD · 11 months

    Credit union · 2 branches

    3.00%APY$275 over 11 months on $10,000intro rate
  5. HELCO Federal Credit UnionCertificate - 1 yearCD · 12 months

    Credit union · 1 branch

    3.00%APY$300 over 1 year on $10,000
  6. Molokai Community FCUShare CertificateCD · 48–60 months · $500 min

    Credit union · 2 branches

    3.00%APY
  7. Bank of HawaiiBankohana Promo CDCD · 12 months · $2,500 min

    Bank · 46 branches

    2.90%APY$290 over 1 year on $10,000with conditions
  8. Lōkahi Federal Credit UnionPrincipal Plus CertificateCD · 12–17 months · $500 min

    Credit union · 6 branches

    2.75%APY
  9. Bank of HawaiiRegular Promo CDCD · 3 months · $2,500 min · 2.70%–2.90% by balance

    Bank · 46 branches

    2.70%APY$67 over 3 months on $10,000intro rate
  10. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 1 branch

    2.50%APYintro rate
  11. Bank of HawaiiBankohana Standard Rate CDCD · 3 months · $2,500 min

    Bank · 46 branches

    2.25%APY$56 over 3 months on $10,000with conditions
  12. Bank of HawaiiStandard Rate CDCD · 3 months · $2,500 min · 2.15%–2.25% by balance

    Bank · 46 branches

    2.15%APY$53 over 3 months on $10,000
  13. Hotel & Travel Industry Federal Credit UnionCredit Builder CertificateCD · 12–60 months · $1,000 min

    Credit union · 1 branch

    2.00%APY
  14. ILWU Credit UnionFlexible CertificateCD · 24 months · $1,000 min · 1.90%–2.05% by balance

    Credit union · 1 branch

    1.90%APY$384 over 24 months on $10,000
  15. Top Carrot, Carrot Score 87
    Honolulu Federal Credit Union (HOCU)CertificatesCD · 36 months · $500 min · 1.20%–1.25% by balance

    Credit union · 5 branches

    1.25%APY$380 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Hawaii

377 CDs at 44 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.02%
Banks, typical
0.30%
Credit unions, typical
3.20%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Hawaii

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. PenFed Credit UnionCredit union · 2 branches
  2. Maui County Federal Credit UnionCredit union · 2 branches
  3. Hawaii Community Federal Credit UnionCredit union · 9 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate