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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Georgia

  1. Top Carrot, Carrot Score 94
    Georgia Heritage Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 4 branches

    4.80%APY$2,642 over 60 months on $10,000
  2. Publix Employees Federal Credit UnionRegular CertificatesCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.65%APY$347 over 9 months on $10,000intro rate
  3. CDC Federal Credit UnionRewards CertificatesCD · 12 months · $1,000 min

    Credit union · 4 branches

    4.59%APY$459 over 1 year on $10,000with conditions
  4. Coastal States BankCertificate of DepositCD · 7 months · $1,000 min

    Bank · 6 branches

    4.50%APY$260 over 7 months on $10,000intro rate
  5. Together Credit UnionCertificate of Deposit (CD)CD · 11 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$412 over 11 months on $10,000
  6. Top Carrot, Carrot Score 94
    Tennessee Valley Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 8 branches

    4.50%APY$450 over 1 year on $10,000
  7. Excel Federal Credit UnionShare Certificates/CDsCD · 48 months · $500 min

    Credit union · 2 branches

    4.50%APY$1,925 over 48 months on $10,000with conditions
  8. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    4.40%APY$667 over 18 months on $10,000
  9. Top Carrot, Carrot Score 94
    Georgia Heritage Federal Credit Union3-Step Share CertificatesCD · 24 months · $500 min

    Credit union · 4 branches

    4.40%APY$899 over 24 months on $10,000intro rate
  10. City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min

    Bank · 2 branches

    4.39%APY$439 over 1 year on $10,000intro rate
  11. Paragon Bank13 month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.39%APY$476 over 13 months on $10,000with conditions
  12. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 2 branches

    4.30%APY$540 over 15 months on $10,000intro rate
  13. Top Carrot, Carrot Score 94
    COMTRUST Federal Credit UnionCertificates of Deposit (CDs)CD · 6 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$210 over 6 months on $10,000
  14. First City BankFirst City Certificates of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    4.25%APY$210 over 6 months on $10,000
  15. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 11 branches

    4.25%APY$317 over 9 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Georgia

910 CDs at 101 banks and credit unions · checked Oct 15–22

Typical
3.09%
Top 10% from
4.05%
Banks, typical
1.51%
Credit unions, typical
3.30%

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Georgia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Lanier Federal Credit UnionCredit union · 3 branches
  2. Peach State Federal Credit UnionCredit union · 25 branches
  3. PenFed Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate