Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 196–210 results in Florida

  1. Ocean BankPromotional 6-Month Certificate of DepositCD · 6 months

    Bank · 25 branches

    3.53%APY$175 over 6 months on $10,000intro rate
  2. Okaloosa County Teachers FCUCertificatesCD · 18 months · $1,000 min

    Credit union · 5 branches

    3.51%APY$530 over 18 months on $10,000
  3. Top Carrot, Carrot Score 94
    My Pensacola Credit UnionShare CertificatesCD · 5 months · $1,000 min

    Credit union · 2 branches

    3.50%APY$144 over 5 months on $10,000intro rate
  4. Valley6-Month Certificate of DepositCD · 6 months · $500 min

    Bank · 42 branches

    3.50%APY$173 over 6 months on $10,000
  5. Top Carrot, Carrot Score 88
    Tampa Postal Federal Credit UnionShare Certificate AccountsCD · 6 months · $500 min

    Credit union · 4 branches

    3.50%APY$173 over 6 months on $10,000
  6. Tyndall Federal Credit UnionCertificateCD · 12 months · $1,000 min

    Credit union · 6 branches

    3.50%APY$350 over 1 year on $10,000
  7. Valley12-Month Certificate of DepositCD · 12 months · $500 min

    Bank · 42 branches

    3.50%APY$350 over 1 year on $10,000
  8. Pompano Beach City Employee CUShare Certificate AccountsCD · 36 months · $500 min

    Credit union · 1 branch

    3.50%APY$1,087 over 36 months on $10,000
  9. PSFCUTerm Share AccountCD · 36 months · $500 min

    Credit union · 1 branch

    3.50%APY$1,087 over 36 months on $10,000
  10. We Florida FinancialCDs - Certificate AccountsCD · 60 months · $500 min

    Credit union · 5 branches

    3.50%APY$1,877 over 60 months on $10,000
  11. Top Carrot, Carrot Score 95
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    3.50%APY$1,877 over 60 months on $10,000
  12. Educational Federal Credit UnionShare CertificateCD · 60 months · $1,000 min

    Credit union · 9 branches

    3.50%APY$1,877 over 60 months on $10,000
  13. Keys FCUShare CertificatesCD · 60 months · $500 min

    Credit union · 6 branches

    3.50%APY$1,877 over 60 months on $10,000
  14. TruGrocer Federal Credit UnionSmall Saver Share CertificateCD · 6 months · $500 min

    Credit union · 1 branch

    3.45%APY$171 over 6 months on $10,000
  15. Gulf Coast Bank & TrustCertificates of DepositCD · 12–17 months · $2,000 min

    Bank · 1 branch

    3.45%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Florida

1,742 CDs at 190 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.28%
Credit unions, typical
3.40%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Florida

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Innovations Financial Credit UnionCredit union · 9 branches
  2. Climate First BankBank · 4 branches
  3. Oxford Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate