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Credit union · NCUA insured

Tampa Postal Federal Credit Union CD Rates

Top Carrot, Carrot Score 88Top Carrot

Tampa Postal Federal Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.

How Tampa Postal Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Tampa, FL, where Tampa Postal Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 88

    This credit union’s best

    Tampa Postal Federal Credit Union

    3.50%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $173

    Share Certificate Accounts

  • Top rate

    Raymond James Bank

    5.25%APY

    Term
    60 months
    Minimum
    $2,000
    Earns on $10,000
    $2,915

    Raymond James Bank rates

  • 2nd-highest rate

    Together Credit Union

    4.50%APY

    Term
    11 months
    Minimum
    $1,000
    Earns on $10,000
    $412

    Together Credit Union rates

Compare CD rates near you →

Tampa Postal Federal Credit Union CD score

71

CD score

Higher than 29% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.50%
  • 9–15 months9–15 mo3.25%
  • 16–30 months16–30 mo3.25%
  • 31–60 months31–60 mo2.75%
  • QualifiedQualified3.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Tampa Postal Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Tampa Postal Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Current employees of participating Select Employee Groups residing in designated Florida counties are eligible for membership.

Military, government and schools

  • United States Government employees or retirees who work or reside in Lee, Collier, Hendry, or Charlotte Counties are eligible for membership.
  • Members of the National Association of Letter Carriers (NALC) or American Postal Workers Union (APWU) residing in designated Florida counties are eligible for membership.
  • Current or retired USPS employees residing in designated Florida counties are eligible for membership.

Family and household

  • Family members of USPS employees or Select Employee Group employees who reside in designated Florida counties are eligible for membership.
  • Household members living in the same residence as a current TPCU member and maintaining a single economic unit who reside in designated Florida counties are eligible for membership.

Cost to join

  • A $5 one-time membership fee is required when joining the credit union.
  • Opening an account requires an initial share deposit of $5 that remains in the Share Savings Account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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