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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in District of Columbia

  1. GUASFCUCertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.65%APY$365 over 1 year on $10,000intro rate
  2. State Department Federal Credit UnionBump Up CertificateCD · 17 months · $500 min

    Credit union · 2 branches

    3.60%APY$514 over 17 months on $10,000
  3. CommonWealth OneShare CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.55%APY$355 over 1 year on $10,000
  4. Peoples Bank5 Month CDCD · 5 months · $1,000 min

    Bank · 1 branch

    3.54%APY$146 over 5 months on $10,000intro rate
  5. EP Federal Credit UnionSmartSaver CertificatesCD · 12 months · $1,000 min

    Credit union · 2 branches

    3.50%APY$350 over 1 year on $10,000
  6. Peoples Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    3.50%APY$380 over 13 months on $10,000intro rate
  7. Presidential Bank2 Year CDCD · 24 months · $1,000 min

    Bank · 1 branch

    3.50%APY$712 over 24 months on $10,000
  8. Top Carrot, Carrot Score 96
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 3 branches

    3.50%APY$1,877 over 60 months on $10,000
  9. Top Carrot, Carrot Score 94
    IDB Global Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.45%–3.55% by balance

    Credit union · 1 branch

    3.45%APY$345 over 1 year on $10,000
  10. Democracy Federal Credit UnionShare CertificateCD · 12 months · $2,000 min

    Credit union · 1 branch

    3.45%APY$345 over 1 year on $10,000
  11. Top Carrot, Carrot Score 87
    USPS Federal Credit UnionShare CertificatesCD · 60 months · $250 min

    Credit union · 1 branch

    3.45%APY$1,848 over 60 months on $10,000
  12. Amalgamated BankCDsCD · 12 months · $500 min

    Bank · 1 branch

    3.40%APY$340 over 1 year on $10,000
  13. Justice Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 5 branches

    3.31%APY$501 over 18 months on $10,000with conditions
  14. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 23 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  15. Top Carrot, Carrot Score 87
    USPS Federal Credit UnionMonthly Income Share Certificate Account (MISCA)CD · 24 months · $10,000 min

    Credit union · 1 branch

    3.30%APY$671 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in District of Columbia

670 CDs at 60 banks and credit unions · checked Oct 16–22

Typical
3.10%
Top 10% from
4.10%
Banks, typical
2.00%
Credit unions, typical
3.40%

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District of Columbia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. EagleBankBank · 3 branches
  2. PenFed Credit UnionCredit union · 3 branches
  3. American Airlines Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate