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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in California

  1. UNCLE Credit UnionShare CertificatesCD · 12 months · $1,500 min

    Credit union · 5 branches

    4.33%APY$433 over 1 year on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Coast Central Credit UnionSavings CertificatesCD · 60 months · $500 min

    Credit union · 11 branches

    4.33%APY$2,361 over 60 months on $10,000
  3. Top Carrot, Carrot Score 87
    Golden 1 Credit Union9-Month New Money Term Savings CertificateCD · 9 months · $500 min

    Credit union · 63 branches

    4.30%APY$321 over 9 months on $10,000intro rate
  4. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 12 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  5. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 3 branches

    4.30%APY$540 over 15 months on $10,000intro rate
  6. Los Angeles Federal Credit UnionShare CertificatesCD · 16 months · $1,000 min

    Credit union · 8 branches

    4.30%APY$577 over 16 months on $10,000with conditions
  7. Top Carrot, Carrot Score 93
    Travis Credit UnionCertificate SpecialsCD · 18 months · $500 min

    Credit union · 25 branches

    4.30%APY$652 over 18 months on $10,000intro rate
  8. Top Carrot, Carrot Score 87
    SchoolsFirst FCUPromotional Share CertificateCD · 19 months · $500 min

    Credit union · 74 branches

    4.30%APY$689 over 19 months on $10,000intro rate
  9. Poppy BankPersonal Certificate of Deposit AccountsCD · 3 months · $1,000 min

    Bank · 42 branches

    4.25%APY$105 over 3 months on $10,000
  10. Mission City Federal Credit UnionFall Certificate SpecialCD · 5 months · $2,500 min

    Credit union · 1 branch

    4.25%APY$175 over 5 months on $10,000intro rate
  11. Top Carrot, Carrot Score 90
    Upward Credit UnionSummer Certificate SpecialsCD · 6 months · $500 min

    Credit union · 2 branches

    4.25%APY$210 over 6 months on $10,000intro rate
  12. Safe 1 Credit UnionCertificatesCD · 7 months · $1,000 min

    Credit union · 10 branches

    4.25%APY$246 over 7 months on $10,000with conditions
  13. Patelco Credit UnionCertificatesCD · 7 months · $250 min

    Credit union · 35 branches

    4.25%APY$246 over 7 months on $10,000intro rate
  14. Yolo Federal Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min

    Credit union · 5 branches

    4.25%APY$317 over 9 months on $10,000with conditions
  15. Sacramento Credit UnionCertificate SpecialsCD · 9 months · $1,000 min

    Credit union · 7 branches

    4.25%APY$317 over 9 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in California

2,320 CDs at 260 banks and credit unions · checked Oct 16–22

Typical
3.15%
Top 10% from
4.00%
Banks, typical
2.46%
Credit unions, typical
3.25%

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California

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Skyla Credit UnionCredit union · 1 branch
  3. F&A Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate