Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Alabama
- 3.80%APY$380 over 1 year on $10,000
Requirements
Product: $500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
3.74% interest rate
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: $1,000.00 Minimum on all CD’s. CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.
Offer: Term: 12 Months
Rate checked
More details - 3.80%APY$2,050 over 60 months on $10,000
Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.75% interest rate
Rate checked
More details - 3.76%APY$186 over 6 months on $10,000intro rate
Requirements
Product: No setup or maintenance fees. Early withdrawal penalty applies: 90 days dividends for 6- and 12-month terms, 180 days dividends for 18-month terms and above. Dividends computed on average daily balances of $500 or more.
Offer: Limited time offer.
Promotional rate · 3.70% interest rate
Rate checked
More details - Family Security Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.76%–3.87% by balance
Credit union · 23 branches
3.76%APY$376 over 1 year on $10,000Requirements
Product: Primary share account required. Interest compounded monthly. One-time, complimentary bump in interest privilege permitted for remaining term. Maintenance or activity fees could reduce earnings. Early withdrawal penalties may apply.
3.70% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 3.76% $50,000 and up 3.82% $100,000 and up 3.87% Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Early withdrawal penalties may be imposed, and the fee could reduce principal. If redeemed prior to original maturity date, penalty equivalent to 1 month interest may be applied. Fees could reduce earnings.
Offer: Early withdrawal penalty equivalent to 1 month interest may be applied if fully or partially redeemed prior to original maturity date. Fees could reduce earnings.
Balance cap $1,000,000 · Effective Oct 2, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: Fixed term savings certificate with no monthly maintenance fees. Early withdrawal penalties may apply.
3.69% interest rate · Effective Jul 1, 2026
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More details - 3.75%APY$375 over 1 year on $10,000intro rate
Promotional rate
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More details - 3.75%APY$375 over 1 year on $10,000
- 3.75%APY$471 over 15 months on $10,000intro rate
Requirements
Product: A $500 minimum balance is required to open each CD. Early withdrawals are generally subject to an early withdrawal penalty. Additional deposits cannot be made into an existing CD.
Offer: 15 Month CD Special. Early withdrawal penalty may be imposed.
Promotional rate · Effective Oct 14, 2026
Rate checked
More details - 3.70%APY$92 over 3.033333333333333 months on $10,000
Requirements
Product: Interest paid monthly or at maturity. Penalties for early withdrawal: maturity of 12 months or less is 1 month of interest; maturity of greater than 12 months is 3 months of interest.
Offer: Term: 91 Days.
3.65% interest rate · Effective Mar 24, 2026
Rate checked
More details - Tuscaloosa VA Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 2 branches
3.70%APY$370 over 1 year on $10,0003.65% interest rate · Effective Nov 21, 2025
Rate checked
More details - Gulf Winds Credit UnionTerm Share Certificate AccountsCD · 60 months · $500 min
Credit union · 3 branches
3.70%APY$1,992 over 60 months on $10,000Requirements
Product: Membership eligibility is required. Account opening subject to approval. Early withdrawal penalties may apply. Term Share Certificates automatically renew at maturity.
Offer: Compounded monthly.
3.64% interest rate · Compounded monthly · Effective Sep 18, 2026
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More details - 3.66%APY$366 over 1 year on $10,000
3.60% interest rate · Effective Oct 9, 2026
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More details - JM Associates FCUTerm Share CertificateCD · 12 months · $1,000 min · 3.66%–3.71% by balance
Credit union · 1 branch
3.66%APY$366 over 1 year on $10,000Requirements
Product: Penalties for early withdrawal on term share accounts.
3.60% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $1,000 and upYour amount 3.66% $50,000 and up 3.71% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Alabama
830 CDs at 91 banks and credit unions · checked Oct 16–22
- Typical
- 3.29%
- Top 10% from
- 4.06%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.46%
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Find your bank or credit union to see all its rates and how they compare near you.
Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches