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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in San Antonio, TX

  1. Top Carrot, Carrot Score 89
    Baptist Credit UnionCertificate of DepositCD · 12 months · $500 min

    Credit union · 4 branches

    4.00%APY$400 over 1 year on $10,000
  2. Farm Bureau BankCertificate of Deposit [CD]CD · 12 months · $1,000 min · 4.00%–4.10% by balance

    Bank · 1 branch

    4.00%APY$400 over 1 year on $10,000
  3. Top Carrot, Carrot Score 87
    ALLIANCE Credit UnionCertificatesCD · 18 months · $1,000 min

    Credit union · 3 branches

    4.00%APY$606 over 18 months on $10,000
  4. Top Carrot, Carrot Score 91
    Synergy Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min · 3.97%–4.13% by balance

    Credit union · 2 branches

    3.97%APY$98 over 3 months on $10,000
  5. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionSustainable Share CertificateCD · 18 months · $500 min

    Credit union · 17 branches

    3.95%APY$598 over 18 months on $10,000
  6. Firstmark Credit UnionRegular CDsCD · 11 months · $500 min

    Credit union · 9 branches

    3.85%APY$352 over 11 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    CPS IBEW FCUJumbo Share CertificatesCD · 3 months · $10,000 min

    Credit union · 1 branch

    3.81%APY$94 over 3 months on $10,000
  8. HEB Federal Credit UnionFlex Share CertificateCD · 6–18 months · $10,000 min

    Credit union · 1 branch

    3.80%APY
  9. Top Carrot, Carrot Score 91
    RBFCUSuperSaver CertificateCD · 18 months · $1,000 min · 3.75%–3.91% by balance

    Credit union · 16 branches

    3.79%APY$574 over 18 months on $10,000
  10. Top Carrot, Carrot Score 91
    RBFCUCertificateCD · 6–11 months · $1,000 min · 3.65%–3.85% by balance

    Credit union · 16 branches

    3.75%APY
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 19 branches

    3.75%APY$217 over 7 months on $10,000
  12. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 10 branches

    3.75%APY$248 over 8 months on $10,000intro rate
  13. TAP FCUShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.75%APY$375 over 1 year on $10,000
  14. Top Carrot, Carrot Score 89
    CPS IBEW FCUShare CertificatesCD · 3 months · $1,000 min

    Credit union · 1 branch

    3.71%APY$91 over 3 months on $10,000
  15. Southwest Research Center Federal Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    3.70%APY$754 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in San Antonio, TX

432 CDs at 38 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
1.71%
Credit unions, typical
3.60%

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San Antonio, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Nizari Credit UnionCredit union · 1 branch
  2. PenFed Credit UnionCredit union · 4 branches
  3. CommunityAmerica Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate