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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Katy, TX

  1. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000
  2. Top Carrot, Carrot Score 89
    Community Resource Credit UnionBump CertificatesCD · 12 months · $100 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000intro rate
  3. Top Carrot, Carrot Score 87
    BRAZOS VALLEY SCHOOLS CREDIT UNIONCertificate AccountCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  4. Top Carrot, Carrot Score 89
    Wellby FinancialWellby CertificateCD · 18 months · $1,000 min

    Credit union · 5 branches

    4.00%APY$606 over 18 months on $10,000with conditions
  5. Top Carrot, Carrot Score 94
    MemberSource Credit UnionTerm Share CertificatesCD · 60 months · $500 min · 4.00%–4.10% by balance

    Credit union · 3 branches

    4.00%APY$2,167 over 60 months on $10,000
  6. Top Carrot, Carrot Score 91
    Synergy Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min · 3.97%–4.13% by balance

    Credit union · 1 branch

    3.97%APY$98 over 3 months on $10,000
  7. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionSustainable Share CertificateCD · 18 months · $500 min

    Credit union · 1 branch

    3.95%APY$598 over 18 months on $10,000
  8. TDECUStandard CDsCD · 60 months · $1,000 min

    Credit union · 6 branches

    3.95%APY$2,137 over 60 months on $10,000
  9. Bank of the OrientCertificate of DepositCD · 13 months · $10,000 min · 3.93%–4.08% by balance

    Bank · 1 branch

    3.93%APY$426 over 13 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Houston Texas Fire Fighters Federal Credit UnionTerm Share CertificatesCD · 24 months · $1,000 min

    Credit union · 2 branches

    3.92%APY$799 over 24 months on $10,000
  11. Members Choice Credit UnionHigh Five Certificate (CD) LadderCD · 5 months · $2,000 min

    Credit union · 7 branches

    3.90%APY$161 over 5 months on $10,000
  12. Susser BankCertificates of Deposit (CD)CD · 6 months · $1,000 min · 3.80%–3.90% by balance

    Bank · 1 branch

    3.90%APY$193 over 6 months on $10,000
  13. Openland Credit UnionTerm Share CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    3.90%APY$2,108 over 60 months on $10,000
  14. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 3 Month CDCD · 3 months · $500 min

    Bank · 1 branch

    3.85%APY$95 over 3 months on $10,000
  15. Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance

    Bank · 1 branch

    3.85%APY$583 over 18 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Katy, TX

806 CDs at 88 banks and credit unions · checked Oct 9–22

Typical
3.25%
Top 10% from
4.05%
Banks, typical
2.00%
Credit unions, typical
3.60%

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Houston, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Nizari Credit UnionCredit union · 2 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate