Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Fort Worth, TX
- 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Fixed dividend rate and APY for the term. Name Your Own Term available in full-month increments from 6 months to 4 years earning the rate of the preceding certificate tier. Bump-up rate options for 2 and 3-year terms. Ability to add to balance during term.
Offer: Fixed dividend rate and APY. Assumption dividends remain on deposit until maturity; withdrawals and fees could reduce earnings.
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance
Bank · 11 branches
3.75%APY$248 over 8 months on $10,000intro rateRequirements
Product: Promotions are for a limited time only. 8-month CDs will automatically renew into a 6-month CD.
Offer: Promotional CD offer. Automatically renews into a 6-month CD at maturity. Early withdrawal penalties apply. Interest compounded and credited quarterly.
Promotional rate · 3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 8 Month Fixed Rate CD Balance APY $500 – $50,000Your amount 3.75% $50,000 – $100,000 4.25% $100,000 and up 4.25% Rate checked
More details - Texas People Federal Credit UnionStandard Share Certificate of DepositCD · 36 months · $1,000 min
Credit union · 1 branch
3.75%APY$1,168 over 36 months on $10,0003.70% interest rate · Effective Apr 8, 2026
Rate checked
More details - Alcon Employees Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · 1 branch
3.67%APY$182 over 6 months on $10,000Requirements
Product: A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. The CD will not renew automatically at the end of the term. Interest is compounded monthly and credited monthly.
3.60% interest rate · Compounded monthly · Effective Sep 18, 2025
Rate checked
More details - Alcon Employees Federal Credit UnionCertificate SpecialCD · 6 months · $500 min
Credit union · 1 branch
3.67%APY$182 over 6 months on $10,000intro rateRequirements
Product: A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. The CD will not renew automatically at the end of the term. Interest is compounded monthly and credited monthly.
Promotional rate · 3.60% interest rate · Compounded monthly · Effective Sep 18, 2025
Rate checked
More details - SeaWest Coast Guard Federal Credit UnionTerm Share CertificateCD · 60 months · $500 min · 3.56%–3.61% by balance
Credit union · 1 branch
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Rates are subject to change without notice. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to maturity. Federally insured up to $250,000.
Offer: Funds may be added one time during the term if certificate purchased on or after June 1, 2019. A one-time rate bump-up is included for certificates with terms of 24 months or longer and a minimum balance of $2,500 to the current rate being offered for the same term.
3.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $49,999Your amount 3.56% $50,000 and up 3.61% Rate checked
More details - 3.55%APY$355 over 1 year on $10,000intro rate
Requirements
Product: New money rates. Interest is compounded Monthly. APY assumes principal and earned interest remain on deposit until maturity. A penalty may be imposed for early withdrawal.
Offer: Term is 12 Month. New Money rate.
Promotional rate · 3.49% interest rate · Compounded monthly
Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 4 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - Natural Resources Conservation Service FCUTerm Share Certificate AccountsCD · 6 months · 0.00%–3.70% by balance
Credit union · 1 branch
3.50%APY$173 over 6 months on $10,000Requirements
Offer: Current rate
Rate by balance
Rate by balance for Term Share Certificate Accounts Balance APY Up to $1,000 0.00% $1,000 – $4,999New Member/New Money 3.27% $5,000 – $9,999New Member/New Money 3.39% $10,000 – $24,999Your amountNew Member/New Money 3.50% $25,000 – $49,999New Member/New Money 3.60% $50,000 and upNew Member/New Money 3.70% Rate checked
More details - First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance
Bank · 11 branches
3.50%APY$203 over 7 months on $10,000intro rateRequirements
Product: Promotional CD. Automatically renews into a 6-month CD at maturity.
Offer: Automatically renews into a 6-month CD at maturity. Early withdrawal penalties apply.
Promotional rate · 3.21% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 7 Month Fixed Rate CD Balance APY $500 – $10,000 3.25% $10,000 – $50,000Your amount 3.50% $50,000 – $100,000Promotional CD offer; visit branch to open. 4.00% $100,000 and up 4.20% Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Fixed rate. Daily balance method. Early withdrawal penalty is 90 days of dividends earned. No service fees. Automatically renews; 5-day grace period following maturity. No deposits or withdrawals permitted after opening until maturity.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Trinity BankCertificates of DepositCD · 12 months · $1,000 min · 3.45%–3.75% by balance
Bank · 1 branch
3.45%APY$345 over 1 year on $10,000Requirements
Offer: Less than $ 1,000,000
3.41% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $1,000,000Your amount 3.45% $1,000,000 – $2,000,000 3.60% $2,000,000 and up 3.75% Rate checked
More details - Southside BankCertificates of DepositCD · 18 months · $1,000 min · 3.34%–3.55% by balance
Bank · 4 branches
3.34%APY$505 over 18 months on $10,000intro rateRequirements
Product: A penalty may be imposed for early withdrawal prior to maturity. Minimum deposit to open and minimum balance required to obtain disclosed APY vary by balance tier.
Offer: Must maintain a minimum balance of $1,000 to obtain the disclosed APY. A penalty may be imposed for early withdrawal.
Promotional rate · 3.30% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $99,999Your amount 3.34% $100,000 and up 3.55% Rate checked
More details - 3.33%APY$165 over 6 months on $10,000
Requirements
Product: $1,000 minimum is required to open account. A fee will be imposed for early withdrawal from CDs. Fees could reduce the earnings on the account. For CDs with maturities of 7 days through 364 days, interest is paid at the end of the term. For CDs with maturities of 1 year or greater, interest is paid quarterly and can be paid out or capitalized based on customer's discretion. Interest payments requested on a basis more frequent than quarterly will have a reduced APY. Posted APY may vary depending on term chosen.
3.30% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fort Worth, TX
482 CDs at 47 banks and credit unions · checked Oct 15–22
- Typical
- 2.99%
- Top 10% from
- 4.05%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches