Credit union · NCUA insured
Natural Resources Conservation Service FCU CD Rates
Natural Resources Conservation Service FCU’s best CD rate is 3.70% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Natural Resources Conservation Service FCU’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Natural Resources Conservation Service FCU has the most branches. $10,000, best rate first.
This credit union’s best
Natural Resources Conservation Service FCU
3.50%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $173
Term Share Certificate Accounts
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Natural Resources Conservation Service FCU CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.31%
- 31–60 months31–60 mo3.08%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Natural Resources Conservation Service FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate Accounts
Up to 3.50%APY · 5 terms
| Term | APY · Up to $1,000 | APY · $1,000 – $4,999 | APY · $5,000 – $9,999 | APY · $10,000 – $24,999 | APY · $25,000 – $49,999 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 6 monthsCurrent rate | 0.00% | 3.18% | 3.30% | 3.41% | 3.51% | 3.61% | 3.41%0.00% to $10003.18% $1k–$5k3.30% $5k–$10k3.51% $25k–$50k3.61% from $50k | $169 |
| 6 monthsNew Member/New Money | — | 3.27% | 3.39% | 3.50% | 3.60% | 3.70% | 3.50%3.27% $1k–$5k3.39% $5k–$10k3.60% $25k–$50k3.70% from $50k | $173 |
| 12 monthsCurrent rate | 0.00% | 3.18% | 3.30% | 3.41% | 3.51% | 3.61% | 3.41%0.00% to $10003.18% $1k–$5k3.30% $5k–$10k3.51% $25k–$50k3.61% from $50k | $341 |
| 12 monthsNew Member/New Money | — | 3.27% | 3.39% | 3.50% | 3.60% | 3.70% | 3.50%3.27% $1k–$5k3.39% $5k–$10k3.60% $25k–$50k3.70% from $50k | $350 |
| 18 monthsCurrent rate | 0.00% | 2.99% | 3.11% | 3.22% | 3.32% | 3.42% | 3.22%0.00% to $10002.99% $1k–$5k3.11% $5k–$10k3.32% $25k–$50k3.42% from $50k | $487 |
| 18 monthsNew Member/New Money | — | 3.08% | 3.20% | 3.31% | 3.41% | 3.51% | 3.31%3.08% $1k–$5k3.20% $5k–$10k3.41% $25k–$50k3.51% from $50k | $501 |
| 24 monthsCurrent rate | 0.00% | 2.85% | 2.97% | 3.08% | 3.18% | 3.28% | 3.08%0.00% to $10002.85% $1k–$5k2.97% $5k–$10k3.18% $25k–$50k3.28% from $50k | $625 |
| 24 monthsNew Member/New Money | — | 2.94% | 3.06% | 3.17% | 3.32% | 3.37% | 3.17%2.94% $1k–$5k3.06% $5k–$10k3.32% $25k–$50k3.37% from $50k | $644 |
| 36 monthsCurrent rate | 0.00% | 2.76% | 2.88% | 2.99% | 3.09% | 3.19% | 2.99%0.00% to $10002.76% $1k–$5k2.88% $5k–$10k3.09% $25k–$50k3.19% from $50k | $924 |
| 36 monthsNew Member/New Money | — | 2.85% | 2.97% | 3.08% | 3.18% | 3.28% | 3.08%2.85% $1k–$5k2.97% $5k–$10k3.18% $25k–$50k3.28% from $50k | $953 |
Sources (2)
All captured Sep 17, 2026
Who can join Natural Resources Conservation Service FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Independent contractors working in fields related to nature, land, soil & water conservation, fish & fisheries, game & wildlife, parks & recreation, environmental quality, erosion, geological surveys, or weather who work or live in eligible states are eligible for membership.
Military, government and schools
- Government employees at federal, state, county, and city levels in natural resource, conservation, and related fields who work or live in eligible states are eligible for membership.
Family and household
- Families of eligible government employees and independent contractors are eligible for membership.
Membership information collected October 5, 2026.