Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Dallas, TX

  1. Top Carrot, Carrot Score 87
    Credit Union of TexasRegular CDCD · 6 months · $1,000 min

    Credit union · 2 branches

    3.75%APY$186 over 6 months on $10,000
  2. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 25 branches

    3.75%APY$217 over 7 months on $10,000
  3. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 14 branches

    3.75%APY$248 over 8 months on $10,000intro rate
  4. Oak Cliff Christian Federal Credit UnionCertificate of DepositCD · 18 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$568 over 18 months on $10,000
  5. City Credit UnionCertificates of DepositCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.60%APY$178 over 6 months on $10,000
  6. WaFd Bank7 Month CD SpecialCD · 7 months · $1,000 min

    Bank · 2 branches

    3.60%APY$208 over 7 months on $10,000intro rate
  7. Top Carrot, Carrot Score 97
    Prestige Community CUCertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000
  8. Texans Credit UnionCertificate AccountCD · 3 months · $500 min · 3.50%–3.70% by balance

    Credit union · 2 branches

    3.50%APY$86 over 3 months on $10,000
  9. Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance

    Bank · 3 branches

    3.50%APY$173 over 6 months on $10,000
  10. First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance

    Bank · 14 branches

    3.50%APY$203 over 7 months on $10,000intro rate
  11. WaFd Bank19 Month CD SpecialCD · 19 months · $1,000 min

    Bank · 2 branches

    3.50%APY$560 over 19 months on $10,000intro rate
  12. NDBT15 Month FlexRate CDCD · 15 months · $1,000 min

    Bank · 2 branches

    3.45%APY$433 over 15 months on $10,000intro rate
  13. PlainsCapital BankPersonal Certificate of DepositCD · 6 months · $1,000 min

    Bank · 5 branches

    3.33%APY$165 over 6 months on $10,000
  14. Frost BankFrost Certificate of Deposit AccountCD · 3 months · $1,000 min · 3.30%–4.00% by balance

    Bank · 11 branches

    3.30%APY$81 over 3 months on $10,000
  15. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 40 branches

    3.30%APY$219 over 8 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Dallas, TX

463 CDs at 47 banks and credit unions · checked Oct 6–22

Typical
2.25%
Top 10% from
4.00%
Banks, typical
1.51%
Credit unions, typical
3.58%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Dallas, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Prestige Community CUCredit union · 2 branches
  2. Nizari Credit UnionCredit union · 1 branch
  3. PenFed Credit UnionCredit union · 2 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate