Credit union · NCUA insured
Oak Cliff Christian Federal Credit Union CD Rates
Oak Cliff Christian Federal Credit Union’s best CD rate is 3.75% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Oak Cliff Christian Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Oak Cliff Christian Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oak Cliff Christian Federal Credit Union
3.75%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $568
Certificate of Deposit
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Oak Cliff Christian Federal Credit Union CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oak Cliff Christian Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 7 terms
Share/Savings account required for membership ($25 minimum balance).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 12 months | 3.50% | $350 |
| 18 months | 3.75% | $568 |
| 24 months | 3.50% | $712 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Sources (1)
- occfcu.org/rates/deposit-rates · captured Sep 17, 2026
Special-purpose accounts
Traditional IRA Certificate of Deposit
3.75%APY · 1 term
Tax-deferred savings. Contribution limits apply ($7,000 for under age 50, $8,000 for age 50+ in 2025; $7,500 under age 50, $8,600 age 50+ in 2026). No service charges.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–60 monthsEarn up to 3.75%. Terms 6 months to 5 years | 3.75% | $186 |
Sources (1)
- occfcu.org/products · captured Sep 17, 2026
Who can join Oak Cliff Christian Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members, employees, and students of OCBF and its subsidiaries are eligible for membership.
Family and household
- Family members of OCBF or its subsidiaries' members, employees, or students are eligible for membership.
Membership information collected October 5, 2026.