Best CD rates and certificates

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of October 1, 2026. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.

Requirements

Product: Tiered rates. Quarterly dividends. Automatically renewable at then-current market rates.

Offer: Quarterly compounding.

Requirements

Product: FDIC-Insured. At maturity, 9-month auto-renews as 12-month, 18-month auto-renews as 18-month, 27-month auto-renews as 24-month, 36-month auto-renews as 36-month. Subject to early withdrawal penalty. Fees may reduce earnings. Limited time offer.

Offer: At maturity, the 9 month CD will automatically renew as a 12 month CD. Subject to early withdrawal penalty.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal. Dividends cannot be paid in excess of earnings.

Offer: Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal.

Requirements

Product: Transaction limitations apply. Rates are fixed at the time the certificate is purchased. Dividends are added monthly, or members may request dividends added to regular share account or sent by check. Certificates automatically renew at current rate for same term.

Requirements

Product: Dividends are earned from date of deposit and paid by check to member or transferred to a Share Account or Checking Account at the credit union. Does not compound. Automatic renewal with 7-day grace period. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 90 days of dividends, whichever is smaller. IRA Certificates are not available in a Dividend Payment CD.

Offer: Dividends paid by check or transferred to a Share or Checking Account; does not compound. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 90 days of dividends, whichever is smaller.

Requirements

Product: Guaranteed rate of return on savings. Opening a share account with a minimum deposit of $25.00 establishes membership in the credit union. Ask about matching any rate offered.

Requirements

Product: 24-month certificate with rate bumps every 6 months. Dividends paid at maturity. Penalty may apply for early withdrawal.

Offer: Fourth 6 months rate

Requirements

Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.

Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.