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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Cincinnati, OH

  1. Top Carrot, Carrot Score 89
    Warsaw Federal13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    3.95%APY$429 over 13 months on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    Warsaw Federal7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000intro rate
  3. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 4 branches

    3.75%APY$217 over 7 months on $10,000
  4. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 3 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  5. Peoples Bank17 Month CD SpecialCD · 17 months · $1,000 min

    Bank · 1 branch

    3.75%APY$535 over 17 months on $10,000intro rate
  6. COPFCUSavings CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.70%APY$370 over 1 year on $10,000
  7. LCNB National Bank13 Month CDCD · 13 months · $1,000 min

    Bank · 2 branches

    3.70%APY$401 over 13 months on $10,000
  8. Postal Family Credit Union, Inc.Regular Share CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.61%APY$1,940 over 60 months on $10,000
  9. Forcht BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    3.55%APY$146 over 5 months on $10,000intro rate
  10. Peoples Bank5 Month CDCD · 5 months · $1,000 min

    Bank · 1 branch

    3.54%APY$146 over 5 months on $10,000intro rate
  11. Peoples Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    3.50%APY$380 over 13 months on $10,000intro rate
  12. TruPartner Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · 3 branches

    3.50%APY$1,475 over 48 months on $10,000
  13. Top Carrot, Carrot Score 87
    General Electric Credit Union11-Month No-Penalty CertificateCD · 11 months · $0 min

    Credit union · 1 branch

    3.35%APY$307 over 11 months on $10,000
  14. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 4 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  15. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 11 branches

    3.25%APY$161 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cincinnati, OH

257 CDs at 22 banks and credit unions · checked Oct 6–22

Typical
2.00%
Top 10% from
4.00%
Banks, typical
0.15%
Credit unions, typical
3.35%

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Cincinnati, OH-KY-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Superior Credit UnionCredit union · 5 branches
  2. CommunityAmerica Credit UnionCredit union · 1 branch
  3. Central BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate