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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Winston-Salem, NC

  1. Top Carrot, Carrot Score 87
    Summit Credit UnionJumbo CertificateCD · 9 months · $10,000 min

    Credit union · 1 branch

    4.00%APY$299 over 9 months on $10,000intro rate
  2. First National BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 2 branches

    4.00%APY$434 over 13 months on $10,000with conditions
  3. United Community BankCertificates of DepositCD · 8 months · $2,500 min

    Bank · 1 branch

    3.80%APY$252 over 8 months on $10,000with conditions
  4. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 4 branches

    3.75%APY$217 over 7 months on $10,000
  5. Latino Community Credit UnionShare Term Certificates RegularCD · 60 months · $500 min

    Credit union · 1 branch

    3.75%APY$2,021 over 60 months on $10,000
  6. Top Carrot, Carrot Score 87
    Members Credit UnionShare CertificatesCD · 24 months · $2,000 min

    Credit union · 3 branches

    3.66%APY$745 over 24 months on $10,000
  7. Top Carrot, Carrot Score 87
    Summit Credit UnionRegular CertificateCD · 9 months · $500 min

    Credit union · 1 branch

    3.50%APY$261 over 9 months on $10,000intro rate
  8. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  9. Piedmont Advantage Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 2 branches

    3.30%APY$1,023 over 36 months on $10,000
  10. Emergency Responders Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 1 branch

    3.25%APY$161 over 6 months on $10,000
  11. Top Carrot, Carrot Score 95
    Allegacy FinancialOnline 24-Month CertificateCD · 24 months · $1,000 min

    Credit union · 12 branches

    3.25%APY$661 over 24 months on $10,000
  12. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 4 branches

    3.15%APY$315 over 1 year on $10,000
  13. Atlantic Union BankStandard Certificate of Deposit (CD)CD · 3 months · $1,000 min

    Bank · 1 branch

    3.00%APY$74 over 3 months on $10,000
  14. Truliant Federal Credit UnionFlex CertificatesCD · 24 months · $250 min · 2.92%–3.08% by balance

    Credit union · 4 branches

    2.98%APY$605 over 24 months on $10,000
  15. Top Carrot, Carrot Score 95
    Allegacy FinancialMortgage Savers CertificateCD · 60 months · $50 min

    Credit union · 12 branches

    2.95%APY$1,565 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Winston-Salem, NC

304 CDs at 22 banks and credit unions · checked Oct 6–22

Typical
2.00%
Top 10% from
4.00%
Banks, typical
1.01%
Credit unions, typical
3.38%

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Winston-Salem, NC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Allegacy FinancialCredit union · 20 branches
  2. State Employees' Credit UnionCredit union · 14 branches
  3. American Pride BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate