Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Honolulu County, HI · Showing Honolulu County, HI: too few institutions in Ewa Beach, HI
- 4.00%APY$299 over 9 months on $10,000intro rate
Requirements
Product: Dividends compounded and credited quarterly.
Offer: 9 Months CD Special.
Promotional rate
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000intro rate
Requirements
Product: Signia Credit Union membership is required. Early withdrawal penalty may be imposed if withdrawal occurs before maturity.
Offer: Offer is effective as of 1/1/2026 and is subject to change or discontinue at any time, without notice. Maximum deposit amount with existing Signia Credit Union funds is $25,000.00 per member. No deposit limit amount from funds at another financial institution.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$1,249 over 36 months on $10,000
Requirements
Product: Available to Hawaii residents and businesses only. Minimum balance required to be maintained for the entire term. Penalty may be imposed for early withdrawal. Deposit must be drawn from a financial institution other than Finance Factors.
Offer: Assumes interest will remain on deposit. Available to Hawaii residents and businesses only. Deposit must be drawn from a financial institution other than Finance Factors.
Effective Sep 28, 2026
Rate checked
More details - 3.91%APY$193 over 6 months on $10,000intro rate
Requirements
Product: APY. required minimum CD balance to earn stated APY is $500 (unless higher minimum listed). Early withdrawal penalty may apply. Rates accurate as of Last dividend declaration date 9/30/2019.
Offer: CD Promotion. Minimum CD balance $500 required to earn stated APY.
Promotional rate · Effective Sep 30, 2019
Rate checked
More details - Hawaii Central Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · 2 branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Fixed dividend rate and APY for the term of the account. Dividends compounded and credited monthly or quarterly depending on schedule/term. Early withdrawal penalties apply.
Offer: Dividends compounded and credited monthly.
3.69% interest rate · Effective Aug 4, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
- ILWU Credit UnionCertificatesCD · 6 months · $1,000 min · 3.50%–3.80% by balance
Credit union · 1 branch
3.50%APY$173 over 6 months on $10,000Requirements
Product: Tiered balance ranges from $1,000 up to $100,000. Dividends paid quarterly or at maturity into the account of choice (or monthly and at maturity per rate table). Early withdrawal penalties may apply.
Offer: Tier 1
3.45% interest rate · Effective Jun 17, 2024
Rate by balance
Rate by balance for Certificates Balance APY $1,000 – $25,000Your amount 3.50% $25,000 – $50,000Tier 2 3.60% $50,000 – $100,000Tier 3 3.70% $100,000 and upTier 4 3.80% Rate checked
More details - Matanuska Valley Federal Credit UnionMember Share CertificateCD · 12 months · $400 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply: 30 days dividends forfeited for terms 365 days or less, 60 days dividends forfeited for 2 years, 90 days dividends forfeited for 3 years or more.
Offer: Early withdrawal penalty of 30 days dividends forfeited.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
Rate checked
More details - 3.40%APY$340 over 1 year on $10,000with conditions
Requirements
Product: Requires new money from another financial institution. A Bankohana Checking account is required (can be opened with $500 minimum deposit). CD renews at Promo rate for one term, then Standard rate. Not applicable to retirement accounts.
Offer: Must be funded entirely from another financial institution in a single deposit. Not combinable with existing funds.
Qualified rate · Effective Jul 29, 2026
Rate checked
More details - 3.40%APY$692 over 24 months on $10,000
Requirements
Product: Must be opened online. Available to Hawaii residents and businesses only. Deposit must be drawn from a financial institution other than Finance Factors. Minimum balance required to be maintained for the entire term. Penalty may be imposed for early withdrawal.
Offer: Assumes interest will remain on deposit. Available to Hawaii residents and businesses only. Deposit must be drawn from a financial institution other than Finance Factors.
Effective Jun 15, 2026
Rate checked
More details - 3.30%APY$330 over 1 year on $10,000intro rate
Requirements
Product: Available at branch locations to Hawaii residents and businesses only. Deposit must be drawn from a financial institution other than Finance Factors. Minimum balance required to be maintained for the entire term. Penalty may be imposed for early withdrawal.
Offer: Assumes interest will remain on deposit. Available to Hawaii residents and businesses only. Deposit must be drawn from a financial institution other than Finance Factors.
Promotional rate · Effective Jun 15, 2026
Rate checked
More details - 3.30%APY$330 over 1 year on $10,000intro rate
Requirements
Product: Requires new money from another financial institution. CD renews at Promo rate for one term, then Standard rate. Not applicable to retirement accounts.
Offer: Must be funded entirely from another financial institution in a single deposit. Not combinable with existing funds.
Promotional rate · Effective Jul 29, 2026
Rate checked
More details - 3.10%APY$154 over 6 months on $10,000intro rate
Requirements
Product: Fixed interest rate until maturity. Non-promotional CDs require a $1,000 minimum balance to open. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: Promotional rate for Deluxe & Private Banking Customers. Funds must originate from another financial institution. Online CDs available up to $50,000.
Promotional rate · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Honolulu County, HI
274 CDs at 28 banks and credit unions · checked Oct 15–22
- Typical
- 2.56%
- Top 10% from
- 4.00%
- Banks, typical
- 0.30%
- Credit unions, typical
- 3.00%
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Find your bank or credit union to see all its rates and how they compare near you.
Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches