Credit union · NCUA insured
Kahuku Federal Credit Union CD Rates
Kahuku Federal Credit Union’s best CD rate is 3.91% APY on a 6-month share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 22, 2026.
How Kahuku Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Kahuku Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kahuku Federal Credit Union
3.91%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $193
Certificates of Deposit
Top rate
Hawaiian Financial Federal Credit Union
4.55%APY
- Term
- 13 months
- Minimum
- $2,000
- Earns on $10,000
- $494
2nd-highest rate
UHFCU
4.50%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $185
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.91%APY · 3 terms
APY. required minimum CD balance to earn stated APY is $500 (unless higher minimum listed). Early withdrawal penalty may apply. Rates accurate as of Last dividend declaration date 9/30/2019.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsMinimum CD balance $500 required to earn stated APY | 0.80% | — | 0.80% | $20 |
| 6 monthsCD Promotion. Minimum CD balance $500 required to earn stated APY | 3.91% | — | 3.91% | $193 |
| 12 monthsMinimum CD balance $10,000 required to earn stated APY | — | 1.00% | 1.00% | $100 |
| 12 monthsMinimum CD balance $500 required to earn stated APY | 1.00% | — | 1.00% | $100 |
Who can join Kahuku Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside or work in Census Tracts 101, 102.01, and 102.02 of the City and County of Honolulu, Hawaii (the Koolauloa District, including Pupukea, Sunset Beach, Kahuku, Laie, Hauula, Punaluu, and Kaaawa) are eligible to join.
Family and household
- Families of residents of Pupukea, Sunset Beach, Kahuku, Laie, Hauula, Punaluu, and Kaaawa are eligible to join.
Cost to join
- A minimum opening deposit of $50.00 is required.
- A one-time membership fee of $1.00 is required.
Membership information collected October 4, 2026.