Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Washington, DC
- 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - Andrews Federal Credit UnionFixed Rate Share CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
3.70%APY$370 over 1 year on $10,000Requirements
Product: Must open and maintain a minimum $1,000 balance to earn advertised APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Minimum balance required to open and earn stated dividends is $500. A penalty may be imposed for early withdrawal.
3.64% interest rate
Rate checked
More details - Andrews Federal Credit UnionRaise Your Rate Share CertificateCD · 24 months · $1,000 min
Credit union · 1 branch
3.70%APY$754 over 24 months on $10,000Requirements
Product: Offers up to a maximum of 3 opportunities to request a rate raise to the current Fixed Rate Share Certificate rate of the same term. Account must be opened for at least 6 months before first rate raise, and at least 6 months between raises. Minimum $1,000 deposit and balance. Dividends compounded and credited quarterly. Early withdrawal penalties apply.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Up to 3 rate raises allowed over term (once every 6 months). Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - 3.67%APY$121 over 4 months on $10,000
Requirements
Product: $1,000 minimum to open. Early withdrawal penalties may be imposed. CDs do not have a maximum balance limit.
3.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - AFL-CIO Employees Federal Credit UnionRegular Share CertificateCD · 8 months · $500 min
Credit union · 1 branch
3.66%APY$243 over 8 months on $10,000Requirements
Product: Rates are fixed for the term of the certificate. Dividends are compounded and credited quarterly. Penalty may be imposed for early withdrawal.
Offer: Minimum to earn APY is $100.01.
Effective Aug 1, 2026
Rate checked
More details - 3.66%APY$366 over 1 year on $10,000
Requirements
Product: Open for $250 and deposit a minimum of $50 whenever you can. Compounded daily and credited monthly. Penalty for early withdrawal before maturity.
Offer: May add a minimum of $50 at any time during the term. Compounded daily and credited monthly. Early withdrawal penalty applies.
3.60% interest rate · Compounded daily · Effective Oct 1, 2025
Rate checked
More details - Lafayette Federal Credit UnionVariable-Rate Certificate AccountsCD · 18 months · $50 min
Credit union · 2 branches
3.66%APY$554 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Dividends compounded and credited monthly. Must establish membership with Lafayette Federal Credit Union, or be an existing member. Can make additional deposits at any time.
3.60% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.65%APY$120 over 4 months on $10,000intro rate
Requirements
Product: Limited time offers for new money, not currently on deposit with National Capital Bank. Available for new, personal and business accounts. Early withdrawal penalty may be imposed and fees could reduce earnings.
Offer: Limited time offer for new money. At maturity, reverts to then 3-month term.
Promotional rate · Effective Dec 12, 2025
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Dividends calculated daily and compounded/paid quarterly. Penalty for early withdrawal: 90 days dividends for terms 12 months or less, 180 days dividends for terms over 12 months. Automatically renews at maturity with a 7-day grace period. Additional deposits not permitted except for the 15-month term.
3.50% interest rate
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More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. A penalty will be imposed for early withdrawal.
Offer: Limited-time offer. No minimum balance to obtain the stated APY.
Promotional rate · Effective Jun 23, 2026
Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 12 months interest. 7 calendar days grace period. Interest compounded and credited monthly.
Offer: Fixed rate for term. Penalty for early withdrawal: 12 months interest. 7 calendar days grace period. Interest compounded and credited monthly.
Effective Oct 1, 2026
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More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
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More details - IDB Global Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.45%–3.55% by balance
Credit union · 1 branch
3.45%APY$345 over 1 year on $10,000Requirements
Product: Must be a member of IDB Global Federal Credit Union.
Offer: Regular tier
3.40% interest rate · Effective Sep 22, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $100,000Your amount 3.45% $100,000 – $250,000Jumbo tier 3.50% $250,000 and upSuper Jumbo tier 3.55% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Washington, DC
608 CDs at 53 banks and credit unions · checked Oct 16–22
- Typical
- 3.03%
- Top 10% from
- 4.10%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.35%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches