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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Washington, DC

  1. GSA FCUShare CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.01%APY$2,172 over 60 months on $10,000
  2. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  3. First National BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 1 branch

    4.00%APY$434 over 13 months on $10,000with conditions
  4. Top Carrot, Carrot Score 88
    Transportation Federal Credit UnionShare CertificateCD · 20 months · $1,000 min

    Credit union · 2 branches

    4.00%APY$676 over 20 months on $10,000
  5. MainStreet BankCertificates of DepositCD · 12 months · $500 min

    Bank · 1 branch

    3.90%APY$390 over 1 year on $10,000
  6. Top Carrot, Carrot Score 89
    Bienestar Federal Credit UnionShare CertificatesCD · 36 months · $500 min · 3.87%–4.59% by balance

    Credit union · 1 branch

    3.87%APY$1,207 over 36 months on $10,000
  7. Presidential Bank182 Day CDCD · 6 months · $1,000 min

    Bank · 1 branch

    3.85%APY$191 over 6 months on $10,000
  8. Presidential Bank9 Month CDCD · 9 months · $1,000 min

    Bank · 1 branch

    3.85%APY$287 over 9 months on $10,000
  9. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 7 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  10. PEPCO Federal Credit UnionShare CertificatesCD · 12 months · $50 min

    Credit union · 1 branch

    3.81%APY$381 over 1 year on $10,000intro rate
  11. Top Carrot, Carrot Score 89
    Lafayette Federal Credit UnionFixed-Rate CertificatesCD · 7 months · $500 min

    Credit union · 2 branches

    3.76%APY$218 over 7 months on $10,000
  12. Treasury Department FCUCertificate AccountsCD · 12 months · $500 min

    Credit union · 2 branches

    3.76%APY$376 over 1 year on $10,000
  13. Top Carrot, Carrot Score 88
    American Broadcast Employees FCUInvestment Share CertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    3.75%APY$186 over 6 months on $10,000
  14. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 22 branches

    3.75%APY$217 over 7 months on $10,000
  15. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionJumbo Fixed Rate Share CertificatesCD · 12 months · $10,000 min

    Credit union · 1 branch

    3.75%APY$375 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Washington, DC

608 CDs at 53 banks and credit unions · checked Oct 16–22

Typical
3.03%
Top 10% from
4.10%
Banks, typical
2.00%
Credit unions, typical
3.35%

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Washington, DC-VA-MD-WV metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 9 branches
  2. Hanscom Federal Credit UnionCredit union · 1 branch
  3. Tower Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate