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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in San Francisco, CA

  1. Top Carrot, Carrot Score 87
    Golden 1 Credit Union19-Month Term Savings CertificateCD · 19 months · $500 min

    Credit union · 1 branch

    4.15%APY$665 over 19 months on $10,000
  2. Top Carrot, Carrot Score 88
    SF Fire Credit UnionPromotional 5-Month CertificateCD · 5 months · $250 min

    Credit union · 3 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  3. Amalgamated BankPromotional CDsCD · 7 months · $500 min

    Bank · 1 branch

    4.03%APY$233 over 7 months on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    Golden 1 Credit Union5-Month Term Savings CertificateCD · 5 months · $500 min

    Credit union · 1 branch

    4.00%APY$165 over 5 months on $10,000
  5. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 1 branch

    4.00%APY$165 over 5 months on $10,000intro rate
  6. United Business BankU Matter Account Specials Certificate of DepositCD · 24 months · $5,000 min

    Bank · 1 branch

    4.00%APY$816 over 24 months on $10,000intro rate
  7. Bank of the OrientCertificate of DepositCD · 13 months · $10,000 min · 3.93%–4.08% by balance

    Bank · 3 branches

    3.93%APY$426 over 13 months on $10,000intro rate
  8. Provident Credit UnionFixed Rate CertificateCD · 24 months · $1,000 min · 3.90%–4.00% by balance

    Credit union · 2 branches

    3.90%APY$795 over 24 months on $10,000
  9. Provident Credit UnionVariable Rate Add-On CertificateCD · 24 months · $500 min · 3.80%–3.90% by balance

    Credit union · 2 branches

    3.80%APY$774 over 24 months on $10,000
  10. Provident Credit UnionBump-Up CertificatesCD · 24 months · $1,000 min · 3.80%–3.90% by balance

    Credit union · 2 branches

    3.80%APY$774 over 24 months on $10,000
  11. Provident Credit UnionPick-A-Term CertificatesCD · 6 months · $10,000 min

    Credit union · 2 branches

    3.75%APY$186 over 6 months on $10,000intro rate
  12. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 27 branches

    3.75%APY$217 over 7 months on $10,000
  13. Fremont BankPromotional Certificate of DepositCD · 10 months · $2,500 min

    Bank · 1 branch

    3.75%APY$312 over 10 months on $10,000with conditions
  14. The Police Credit UnionCertificateCD · 18 months · $500 min

    Credit union · 2 branches

    3.55%APY$537 over 18 months on $10,000intro rate
  15. Top Carrot, Carrot Score 89
    F3 Credit UnionCertificates of Deposit (CDs)CD · 24 months · $2,000 min

    Credit union · 1 branch

    3.55%APY$723 over 24 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in San Francisco, CA

370 CDs at 30 banks and credit unions · checked Oct 4–22

Typical
2.18%
Top 10% from
4.00%
Banks, typical
1.25%
Credit unions, typical
3.30%

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San Francisco, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. 1st Nor Cal® Credit UnionCredit union · 5 branches
  2. American Airlines Federal Credit UnionCredit union · 1 branch
  3. CommunityAmerica Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate