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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Fresno, CA
- Noble Credit UnionShare CertificateCD · 12–24 months · $500 min · 3.71%–4.13% by balance
Credit union · 5 branches
3.76%APYRequirements
Product: Rates subject to change without notice. Minimum deposit requirements apply and may vary by certificate tier. Penalty may be imposed for early withdrawal. Membership eligibility required. Federally insured by NCUA.
3.65% interest rate · Effective Sep 3, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 3.71% $10,000 and upYour amount 3.76% $50,000 and up 3.76% $100,000 and up 3.82% $250,000 and up 4.13% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Central Valley Firefighters Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · 1 branch
3.71%APY$756 over 24 months on $10,000Requirements
Product: Fixed rate dividend. Minimum opening balance and minimum balance to earn dividends is $1,000.
Offer: Fixed rate. Minimum to earn dividend is $1,000.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - Educational Employees Credit UnionShare CertificatesCD · 36 months · $500 min · 3.61%–3.76% by balance
Credit union · 8 branches
3.66%APY$1,139 over 36 months on $10,000Requirements
Product: Fixed dividend rate for the entire term; early withdrawal penalties may apply. Funds insured by NCUA. Share certificates can be opened online/mobile. Additional deposits after opening are not permitted.
3.55% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.61% $10,000 and upYour amount 3.66% $50,000 and up 3.71% $100,000 and up 3.76% Rate checked
More details - Greater Valley CUShare CertificatesCD · 60 months · $1,000 min · 3.56%–3.66% by balance
Credit union · 1 branch
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Automatically renews at the end of term. Grace period of seven (7) days after maturity date to deposit, withdraw or change terms. Dividends compounded monthly. Penalties for early withdrawals.
3.50% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $50,000Your amount 3.56% $50,000 and up 3.66% Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Must be a credit union member with a Valley First primary share account. Early withdrawal penalty may apply. Dividends compound monthly and are calculated using average daily balance method.
3.45% interest rate · Effective Sep 7, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Must be a credit union member with a Valley First primary share account. Early withdrawal penalty may apply. Dividends compound monthly and are calculated using average daily balance method.
3.45% interest rate · Effective Sep 7, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Tri Counties BankPersonal Certificates of DepositCD · 11 months · $1,000 min · 3.30%–3.70% by balance
Bank · 1 branch
3.30%APY$302 over 11 months on $10,000intro rateRequirements
Product: No Monthly Maintenance Fee. Terms available from 3 months to 5 years. Interest earned can be reinvested or disbursed monthly, quarterly, annually or at maturity. Promotional rates are available on new 7-month and 11-month Trico Advantage CDs. Interest compounded daily and paid at maturity. Not available for Public Funds or Financial Institutions.
Offer: 11-Month Trico Advantage CD promotional rate for balances between $1,000 and $24,999. Interest compounded daily and paid at maturity.
Promotional rate · Compounded daily
Rate by balance
Rate by balance for Personal Certificates of Deposit Balance APY $1,000 – $24,999Your amount 3.30% $25,000 – $99,999 3.50% $100,000 and up 3.70% Rate checked
More details - Noble Credit UnionThree Wishes Share CertificateCD · 24 months · $500 min · 3.20%–3.30% by balance
Credit union · 5 branches
3.25%APY$661 over 24 months on $10,000Requirements
Product: Minimum deposit of $500. Three wishes offer is for one time use during certificate term: 1. Rate increase may not exceed 1% of the original rate when the certificate was opened or renewed. 2. Adding funds/deposit into the certificate, maximum amount of $1 million, and 3. Penalty-free withdrawal from certificate that may not exceed 25% of the original principal when certificate was opened or renewed.
3.15% interest rate
Rate by balance
Rate by balance for Three Wishes Share Certificate Balance APY $500 and up 3.20% $10,000 and upYour amount 3.25% $50,000 and up 3.25% $100,000 and up 3.30% $250,000 and up 3.30% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Pacific Service Credit UnionCertificatesCD · 60 months · $1,000 min · 3.10%–3.20% by balance
Credit union · 1 branch
3.10%APY$1,649 over 60 months on $10,000Requirements
Product: Membership requires opening a primary savings account with a minimum balance of $5.00. $1,000 minimum required to open account and earn dividends; $100 for members age 23 and under. A penalty may be imposed for early withdrawals.
Offer: Balances under $50,000. Opening minimum $1,000 ($100 for members age 23 and under). Penalty may be imposed for early withdrawal.
3.06% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificates Balance APY Up to $50,000Your amount 3.10% $50,000 – $99,999 3.15% $100,000 and up 3.20% Rate checked
More details - 3.05%APY$75 over 3 months on $10,000
Requirements
Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.
Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.
3.00% interest rate · Compounded daily · Balance cap $99,999 · Effective Oct 3, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fresno, CA
302 CDs at 24 banks and credit unions · checked Oct 4–22
- Typical
- 2.00%
- Top 10% from
- 3.90%
- Banks, typical
- 1.26%
- Credit unions, typical
- 3.23%
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Fresno, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self-Help Federal Credit UnionCredit union · 1 branch
- CitiBank · 8 branches
- UMB BankBank · 2 branches