Bank · FDIC insured
Tri Counties Bank
A $9.9B bank, the 159th largest of 4,207, headquartered in Chico, CA, with 69 branches in California. Best rates: CDs 3.70% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.70%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Tri Counties Bank
Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares headquartered in Chico, California.
The bank serves individuals and businesses throughout California with more than 75 locations.
- Headquarters
- 63 Constitution Dr, Chico, CA 95973
- FDIC certificate
- 21943 ↗
Branches
69 branches in California
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California
69 branches
Chico area · 5
- Tri Counties BankMain office63 Constitution Dr, Chico, CA 95973Directions
- Chico Esplanade Branch211 W East Ave, Chico, CA 95926Directions
- Chico Park Plaza Branch780 Mangrove Ave, Chico, CA 95926Directions
- Chico Pillsbury Branch2171 Pillsbury Rd, Chico, CA 95926Directions
- Chico South Branch2483 Notre Dame Blvd, Chico, CA 95928Directions
Redding area · 4
- Redding Cypress Branch880 E Cypress Ave, Redding, CA 96002Directions
- Redding Hilltop Branch1250 Hilltop Dr, Redding, CA 96003Directions
- Redding Lake Blvd Branch201 Lake Blvd, Redding, CA 96003Directions
- Redding South Street Branch1327 South St, Redding, CA 96001Directions
Bakersfield area · 3
- Bakersfield Grand Island Village Branch11330 Ming Ave, Bakersfield, CA 93311Directions
- Bakersfield Main Branch5000 California Ave, Bakersfield, CA 93309Directions
- Bakersfield Riverlakes Branch4300 Coffee Rd Ste A6, Bakersfield, CA 93308Directions
Grass Valley area · 2
- Grass Valley Downtown Branch305 Neal St, Grass Valley, CA 95945Directions
- Grass Valley Olympia Park Branch709 Sutton Way, Grass Valley, CA 95945Directions
Roseville area · 2
- Roseville Corporate Center3700 Douglas Blvd, Roseville, CA 95661Directions
- Roseville Highland Crossing Branch1020 Pleasant Grove Blvd, Roseville, CA 95678Directions
Sacramento area · 2
- North Natomas Branch2051 Arena Blvd, Sacramento, CA 95834Directions
- Sacramento Downtown Branch801 K St, Sacramento, CA 95814Directions
San Francisco area · 2
- San Francisco Downtown Branch311 California Street, San Francisco, CA 94104Directions
- Sf West Portal Branch279 West Portal Ave, San Francisco, CA 94127Directions
Anderson area · 1
- Anderson Branch2686 Gateway Dr, Anderson, CA 96007Directions
Auburn area · 1
- Auburn Branch789 High St, Auburn, CA 95603Directions
Brentwood area · 1
- Brentwood Branch2200 Sand Creek Rd, Brentwood, CA 94513Directions
Burney area · 1
- Burney Branch37093 State Hwy 299e, Burney, CA 96013Directions
Chowchilla area · 1
- Chowchilla Branch305 Trinity Ave, Chowchilla, CA 93610Directions
Colusa area · 1
- Colusa Branch600 Market St, Colusa, CA 95932Directions
Cottonwood area · 1
- Cottonwood Branch3349 Main St, Cottonwood, CA 96022Directions
Covelo area · 1
- Covelo Branch76405 Covelo Road, Covelo, CA 95428Directions
Crescent City area · 1
- Crescent City Branch936 3rd St, Crescent City, CA 95531Directions
Daly City area · 1
- Daly City Branch6600 Mission St, Daly City, CA 94014Directions
Delano area · 1
- Delano Branch500 Woollomes Ave, Delano, CA 93215Directions
Durham area · 1
- Durham Branch9411 Midway, Durham, CA 95938Directions
Eureka area · 1
- Henderson Center Branch2844 F St, Eureka, CA 95501Directions
Fall River Mills area · 1
- Fall River Mills Branch43308 Highway 299 East, Fall River Mills, CA 96028Directions
Folsom area · 1
- Folsom Empire Ranch Branch25065 Blue Ravine Rd, Folsom, CA 95630Directions
Fortuna area · 1
- Fortuna Branch909 Main St, Fortuna, CA 95540Directions
Fresno area · 1
- Fresno Branch7020 N Marks Ave, Fresno, CA 93711Directions
Gustine area · 1
- Gustine Branch319 5th St, Gustine, CA 95322Directions
Half Moon Bay area · 1
- Half Moon Bay Branch756 Main St, Half Moon Bay, CA 94019Directions
Hayfork area · 1
- Hayfork Branch7061 State Highway 3, Hayfork, CA 96041Directions
Marysville area · 1
- Marysville Branch904 E St, Marysville, CA 95901Directions
McKinleyville area · 1
- Mckinleyville Office1640 Central Ave, McKinleyville, CA 95519Directions
Middletown area · 1
- Middletown Branch21097 Calistoga Street, Middletown, CA 95461Directions
Millbrae area · 1
- Millbrae Branch1551 El Camino Real, Millbrae, CA 94030Directions
Modesto area · 1
- Modesto Branch3601 Pelandale Ave, Modesto, CA 95356Directions
Mount Shasta area · 1
- Mt. Shasta Branch204 Chestnut St, Mount Shasta, CA 96067Directions
Nevada City area · 1
- Nevada City Branch305 Railroad Ave, Nevada City, CA 95959Directions
Orland area · 1
- Orland Branch100 E Walker St, Orland, CA 95963Directions
Oroville area · 1
- Oroville Branch1180 Oro Dam Blvd E, Oroville, CA 95965Directions
Pacifica area · 1
- Pacifica Branch1450 Linda Mar Shopping Ctr, Pacifica, CA 94044Directions
Palo Cedro area · 1
- Palo Cedro Branch9125 Deschutes Rd, Palo Cedro, CA 96073Directions
Paradise area · 1
- Paradise6848 Q Skyway, Paradise, CA 95969Directions
Patterson area · 1
- Patterson Branch17 Plaza, Patterson, CA 95363Directions
Pescadero area · 1
- Pescadero Branch239 Stage Road, Pescadero, CA 94060Directions
Red Bluff area · 1
- Red Bluff Branch727 S Main St, Red Bluff, CA 96080Directions
Redwood City area · 1
- Redwood City Branch700 El Camino Real, Redwood City, CA 94063Directions
San Mateo area · 1
- San Mateo Branch150 E 3rd Ave, San Mateo, CA 94401Directions
Santa Rosa area · 1
- Santa Rosa Branch819 4th St, Santa Rosa, CA 95404Directions
Shasta Lake area · 1
- Shasta Lake Branch4715 Shasta Dam Blvd, Shasta Lake, CA 96019Directions
South San Francisco area · 1
- South San Francisco Branch975 El Camino Real, South San Francisco, CA 94080Directions
Turlock area · 1
- Turlock Branch2001 Geer Rd, Turlock, CA 95382Directions
Visalia area · 1
- Downtown Visalia Branch618 W Main St, Visalia, CA 93291Directions
Weaverville area · 1
- Weaverville Branch595 Main St, Weaverville, CA 96093Directions
Weed area · 1
- Weed Branch303 Main St, Weed, CA 96094Directions
Willits area · 1
- Willits Branch255 S Main St, Willits, CA 95490Directions
Willows area · 1
- Willows Branch210 N Tehama St, Willows, CA 95988Directions
Woodland area · 1
- Woodland Branch630 Main St, Woodland, CA 95695Directions
Yreka area · 1
- Yreka Branch165 S Broadway St, Yreka, CA 96097Directions
Yuba City area · 1
- Yuba City Branch1441 Colusa Hwy, Yuba City, CA 95993Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.00% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.94% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.40% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $87 | $88 | — |
- CapitalLeverage ratio12.00%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.94%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$87Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Tri Counties Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.