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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Phoenix, AZ

  1. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.05%APY$200 over 6 months on $10,000
  2. First Credit UnionTerm Share CertificatesCD · 7 months · $500 min

    Credit union · 1 branch

    4.05%APY$234 over 7 months on $10,000
  3. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionLimited Time 3-Month and 6-Month Share CertificatesCD · 3 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$99 over 3 months on $10,000intro rate
  4. Parkway Bank & Trust CompanyCD Special 5-MonthCD · 5 months · $1,000 min

    Bank · 1 branch

    4.00%APY$165 over 5 months on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionNo Penalty 9-Month CertificateCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$299 over 9 months on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 2 branches

    4.00%APY$400 over 1 year on $10,000
  7. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  8. Global Credit UnionCertificate AccountCD · 24–35 months · $500 min

    Credit union · 3 branches

    4.00%APYwith conditions
  9. Desert FinancialSavings CertificateCD · 60 months · $1,000 min

    Credit union · 14 branches

    4.00%APY$2,167 over 60 months on $10,000intro rate
  10. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000with conditions
  11. Copper State Credit UnionCertificate of DepositCD · 60 months · $500 min

    Credit union · 2 branches

    3.85%APY$2,079 over 60 months on $10,000
  12. Top Carrot, Carrot Score 89
    Vantage West Credit UnionJump Up CDCD · 36 months · $500 min

    Credit union · 1 branch

    3.81%APY$1,187 over 36 months on $10,000with conditions
  13. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 29 branches

    3.75%APY$217 over 7 months on $10,000
  14. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 8 branches

    3.75%APY$248 over 8 months on $10,000intro rate
  15. Interfaith Federal Credit UnionCertificate AccountsCD · 6 months · $1,000 min · 3.70%–3.80% by balance

    Credit union · 1 branch

    3.70%APY$183 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Phoenix, AZ

574 CDs at 44 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.23%
Banks, typical
1.70%
Credit unions, typical
3.70%

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Phoenix, AZ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 5 branches
  2. AERO FinancialCredit union · 7 branches
  3. Goldwater BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate