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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–43 results in Topeka, KS metro

  1. Mutual Savings AssociationCommunity Reinvestment Account (CD)CD · 24 months · $2,000 min

    Bank · 1 branch

    3.00%APY$609 over 24 months on $10,000
  2. Heritage BankCertificate of DepositCD · 18 months · $1,000 min

    Bank · 3 branches

    2.78%APY$420 over 18 months on $10,000
  3. The Farmers State Bank15 Month Fixed Interest Rate CDCD · 15 months · $500 min · 2.52%–2.78% by balance

    Bank · 1 branch

    2.52%APY$316 over 15 months on $10,000
  4. First National Bank of KansasJump Rate Certificate of DepositCD · 60 months · $1,000 min

    Bank · 1 branch

    2.50%APY$1,314 over 60 months on $10,000
  5. The Farmers State Bank60 Month Fixed Interest Rate CDCD · 60 months · $500 min · 2.16%–2.26% by balance

    Bank · 1 branch

    2.16%APY$1,128 over 60 months on $10,000
  6. The Farmers State Bank24 Month Fixed Interest Rate CDCD · 24 months · $500 min · 2.01%–2.11% by balance

    Bank · 1 branch

    2.01%APY$406 over 24 months on $10,000
  7. Central National BankCertificates of DepositCD · 60–Unknown months · $1,000 min · 1.80%–2.00% by balance

    Bank · 2 branches

    1.90%APY
  8. The Farmers State BankFSB Advantage - 36 Month Bump-Up CDCD · 36 months · $500 min

    Bank · 1 branch

    1.86%APY$568 over 36 months on $10,000
  9. Central National Bank12-Month Variable Rate "Add-On" CDCD · 12 months · $500 min

    Bank · 2 branches

    1.00%APY$100 over 1 year on $10,000
  10. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 4 branches

    0.40%APY$202 over 60 months on $10,000
  11. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 4 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  12. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 1 branch

    0.30%APY$181 over 72 months on $10,000
  13. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 4 branches

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Topeka, KS metro

219 CDs at 24 banks and credit unions · checked Oct 15–17

Typical
3.00%
Top 10% from
4.05%
Banks, typical
2.53%
Credit unions, typical
3.58%

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Topeka, KS metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Communication Federal Credit UnionCredit union · 1 branch
  2. Bank of the Flint HillsBank · 2 branches
  3. Capitol FederalBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate