Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in San Francisco, CA metro

  1. Top Carrot, Carrot Score 88
    SF Fire Credit UnionTerm CertificatesCD · 60 months · $250 min

    Credit union · 3 branches

    4.25%APY$2,313 over 60 months on $10,000
  2. Top Carrot, Carrot Score 88
    Redwood Credit UnionPersonal Savings CertificatesCD · 12–17 months · $1,000 min

    Credit union · 5 branches

    4.20%APYwith conditions
  3. Top Carrot, Carrot Score 91
    First BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 5 branches

    4.20%APY$456 over 13 months on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionTerm Savings CertificateCD · 17 months · $500 min

    Credit union · 2 branches

    4.20%APY$600 over 17 months on $10,000
  5. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 3 branches

    4.18%APY$1,307 over 36 months on $10,000
  6. Top Carrot, Carrot Score 87
    Golden 1 Credit Union10-Month New Money Term Savings CertificateCD · 10 months · $500 min

    Credit union · 2 branches

    4.15%APY$345 over 10 months on $10,000intro rate
  7. Top Carrot, Carrot Score 87
    Golden 1 Credit Union19-Month Term Savings CertificateCD · 19 months · $500 min

    Credit union · 2 branches

    4.15%APY$665 over 19 months on $10,000
  8. Sunward Credit UnionStandard Term CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    4.11%APY$839 over 24 months on $10,000
  9. Top Carrot, Carrot Score 88
    SF Fire Credit UnionPromotional 5-Month CertificateCD · 5 months · $250 min

    Credit union · 3 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  10. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 1 branch

    4.10%APY$203 over 6 months on $10,000intro rate
  11. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.10%APY$445 over 13 months on $10,000intro rate
  12. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 4 branches

    4.10%APY$837 over 24 months on $10,000
  13. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.07%APY$2,208 over 60 months on $10,000
  14. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.05%APY$200 over 6 months on $10,000
  15. Golden Bank180 Days CDCD · 6 months

    Bank · 2 branches

    4.05%APY$200 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in San Francisco, CA metro

748 CDs at 72 banks and credit unions · checked Oct 6–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.25%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

San Francisco, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. 1st Nor Cal® Credit UnionCredit union · 5 branches
  2. American Airlines Federal Credit UnionCredit union · 1 branch
  3. CommunityAmerica Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate