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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 106–120 results in St. Louis, MO-IL metro

  1. Top Carrot, Carrot Score 90
    Midwest Members Credit UnionShare Certificates (CDs)CD · 60 months · $1,000 min

    Credit union · 3 branches

    2.17%APY$1,133 over 60 months on $10,000
  2. Top Carrot, Carrot Score 90
    Midwest Members Credit UnionStep-Up CertificateCD · 32 months · $1,000 min

    Credit union · 3 branches

    1.92%APY$520 over 32 months on $10,000intro rate
  3. United Bank of UnionStep-Up CDCD · 60 months · $500 min

    Bank · 3 branches

    1.41%APY$725 over 60 months on $10,000intro rate
  4. Bank of SpringfieldCertificate of Deposit (CD)CD · 60 months · $1,000 min

    Bank · 6 branches

    1.41%APY$725 over 60 months on $10,000
  5. Warren-Boynton State Bank13 Month CD SpecialCD · 13 months

    Bank · 2 branches

    1.35%APY$146 over 13 months on $10,000intro rate
  6. Warren-Boynton State Bank60 Month CDCD · 60 months · $1,000 min

    Bank · 2 branches

    1.30%APY$667 over 60 months on $10,000
  7. Neighbors Credit UnionBump Rate CDCD · 48 months · $1,000 min

    Credit union · 8 branches

    1.05%APY$427 over 48 months on $10,000
  8. Associated BankFixed-Rate Add-on CDCD · 12 months · $100 min

    Bank · 8 branches

    1.00%APY$100 over 1 year on $10,000
  9. Warren-Boynton State Bank48 Month CDCD · 48 months · $1,000 min

    Bank · 2 branches

    1.00%APY$406 over 48 months on $10,000
  10. Dieterich BankDuo CDCD · 16 months · $5,000 min

    Bank · 7 branches

    0.85%APY$113 over 16 months on $10,000with conditions
  11. Warren-Boynton State Bank36 Month CDCD · 36 months · $1,000 min

    Bank · 2 branches

    0.80%APY$242 over 36 months on $10,000
  12. Vantage Credit UnionStarter Certificate (CD)CD · 13 months · $500 min

    Credit union · 14 branches

    0.75%APY$81 over 13 months on $10,000
  13. SIUE Credit UnionShare CertificateCD · 60 months · $2,500 min

    Credit union · 1 branch

    0.70%APY$355 over 60 months on $10,000
  14. Warren-Boynton State Bank30 Month CDCD · 30 months · $1,000 min

    Bank · 2 branches

    0.55%APY$138 over 30 months on $10,000
  15. Top Carrot, Carrot Score 88
    United Credit UnionSimple Saver Share CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    0.50%APY$50 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in St. Louis, MO-IL metro

1,015 CDs at 86 banks and credit unions · checked Oct 16–22

Typical
3.05%
Top 10% from
4.10%
Banks, typical
2.75%
Credit unions, typical
3.36%

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St. Louis, MO-IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. First Community Credit UnionCredit union · 42 branches
  2. 1st MidAmerica Credit UnionCredit union · 8 branches
  3. FRB Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate