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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Pampa, TX metro

  1. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  2. Cabot CCUCertificates of DepositCD · 12 months · $5,000 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000
  3. Santa Fe Federal Credit UnionCertificates of DepositCD · 18 months · $500 min

    Credit union · 1 branch

    4.07%APY$617 over 18 months on $10,000
  4. ACFCUCertificatesCD · 20 months · $1,000 min

    Credit union · 1 branch

    4.01%APY$677 over 20 months on $10,000
  5. Pampa Teachers Federal Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 1 branch

    3.92%APY$194 over 6 months on $10,000
  6. ACFCUNo Penalty CertificatesCD · 8 months · $1,000 min

    Credit union · 1 branch

    3.86%APY$256 over 8 months on $10,000
  7. Pantex Federal Credit UnionShare CertificatesCD · 18 months · $2,500 min

    Credit union · 1 branch

    3.82%APY$578 over 18 months on $10,000
  8. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 1 branch

    3.75%APY$248 over 8 months on $10,000intro rate
  9. First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance

    Bank · 1 branch

    3.50%APY$203 over 7 months on $10,000intro rate
  10. First National Bank Texas13 Month Fixed Rate CDCD · 13 months · $10,000 min · 3.25%–4.00% by balance

    Bank · 1 branch

    3.25%APY$353 over 13 months on $10,000
  11. BOC BankCertificate of Deposit (CD)CD · 6 months · $1,000 min

    Bank · 2 branches

    3.05%APY$151 over 6 months on $10,000
  12. First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance

    Bank · 1 branch

    2.25%APY$225 over 1 year on $10,000
  13. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 1 branch

    2.00%APY$150 over 9 months on $10,000
  14. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 1 branch

    1.85%APY$92 over 6 months on $10,000
  15. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 1 branch

    1.81%APY$365 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Pampa, TX metro

66 CDs at 8 banks and credit unions · checked Oct 16

Typical
3.05%
Top 10% from
3.86%
Banks, typical
1.83%
Credit unions, typical
3.23%

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Pampa, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UMB BankBank · 1 branch
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate