Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Oxnard, CA metro
- 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Rates as of 10/7/2026 in header; disclosure states accurate as of 08/04/2026. Minimum opening deposit and balance to obtain APY is $500.00. Additional bonus dividends available for Signature and Platinum Signature members.
Offer: Platinum Signature Member tier; 60 months.
3.92% interest rate
Rate checked
More details - 3.90%APY$390 over 1 year on $10,000with conditions
Requirements
Product: Logix membership required. Rates based on Relationship Rewards tier (Base, Silver, Gold, Platinum). 91-Day to 60-Month terms. $1,000 minimum opening deposit. Dividends earned daily, compounded monthly. Early withdrawal penalty applies.
Offer: Platinum Tier APY. 12-Month term.
Qualified rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - Firefighters First Credit UnionRegular Share Certificate AccountsCD · 24 months · $1,000 min · 3.90%–4.00% by balance
Credit union · 1 branch
3.90%APY$795 over 24 months on $10,000Requirements
Product: Standard share certificate with fixed rates tiered by balance. Minimum opening deposit is $1,000. Compounded and credited monthly. Penalty for early withdrawal.
3.83% interest rate
Rate by balance
Rate by balance for Regular Share Certificate Accounts Balance APY $1,000 – $50,000Your amount 3.90% $50,000 – $100,000 3.95% $100,000 and up 4.00% Rate checked
More details - 3.85%APY$191 over 6 months on $10,000
Requirements
Product: Automatic deposits until preset goal is reached, then balance is transferred to a special 6-month Certificate.
Offer: Basic tier for $500 or $1,000 preset goal.
3.78% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ventura County Credit UnionFixed Rate CertificatesCD · 6 months · $1,000 min
Credit union · 8 branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Personal and Business certificates. Minimum opening deposit is $1,000. Early withdrawal penalty applies. Dividends posted monthly on anniversary date and at maturity.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Logix Federal Credit Union12-Month Bump Rate CertificateCD · 12 months · $5,000 min
Credit union · 5 branches
3.75%APY$375 over 1 year on $10,000with conditionsRequirements
Product: Logix membership required. $5,000 min opening deposit. Allows one rate increase (bump) and one additional deposit during term. Cannot be opened as an IRA. Automatically renews as standard 12-Month Certificate at maturity.
Offer: Platinum Tier APY.
Qualified rate · Effective Oct 16, 2026
Rate checked
More details - Logix Federal Credit Union12-Month Flex CertificateCD · 12 months · $1,000 min
Credit union · 5 branches
3.75%APY$375 over 1 year on $10,000with conditionsRequirements
Product: New money only. Logix membership required. $1,000 min opening deposit. Allows one additional deposit of any amount during the first 11 months and one withdrawal of up to 25% of balance penalty-free. Cannot be opened as an IRA. Automatically renews as a standard 12-Month Certificate at maturity.
Offer: Platinum Tier APY.
Qualified rate · Effective Oct 16, 2026
Rate checked
More details - County Schools Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · 2 branches
3.75%APY$2,021 over 60 months on $10,0003.69% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.70%APY$214 over 7 months on $10,000
Requirements
Product: Logix membership required. Fixed rate for term. Dividends earned daily, compounded monthly. No monthly fees. Early withdrawal penalty applies. Auto-renews as a standard 6-Month Certificate at the rate in effect.
Offer: Base Rate APY across tiers. Min opening deposit and min balance to earn APY is $5,000.
Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000with conditions
Requirements
Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.
Offer: Rewards APY requires two qualifying relationships.
Qualified rate · 3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Penalty for early withdrawal. Automatically renews at maturity.
Offer: Penalty for early withdrawal.
3.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oxnard, CA metro
383 CDs at 23 banks and credit unions · checked Oct 6–22
- Typical
- 2.75%
- Top 10% from
- 4.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.50%
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Oxnard, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 2 branches
- Firefighters First Credit UnionCredit union · 1 branch
- First BankBank · 2 branches