Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Oklahoma City, OK metro
- 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Interest compounded and credited monthly. Interest payment options available. Convenience of automatic renewal. Terms range from 30 days to 5 years with fixed, variable, or pop-up options. A penalty may be imposed for early withdrawal. Assumes interest will remain on deposit until maturity. Fees could reduce earnings.
Offer: 60 Month Fixed term. Fixed rates remain the same as at the time of account opening. Penalty for early withdrawal.
3.20% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.14%APY$314 over 1 year on $10,000
3.10% interest rate · Effective Sep 24, 2026
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More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - 3.04%APY$75 over 3 months on $10,000
Requirements
Product: APY assumes interest will remain on deposit in order to obtain interest compounding. Rates are subject to change at renewal of account. A penalty will be assessed for early withdrawal from Certificate of Deposit Products. Interest payment periods and compounding periods vary by product. Fees may reduce earnings on accounts.
3.00% interest rate · Effective Sep 22, 2026
Rate checked
More details - 3.00%APY$174 over 7 months on $10,000
Requirements
Product: No monthly fee. Withdraw your money at any time and pay no penalties.
Offer: 7 Month No Penalty; $1,000 opening deposit required / $250,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$376 over 15 months on $10,000
Requirements
Product: No monthly fee. Months 0-7: withdraw all money including interest earned without penalties any time after first 7 days following funding date. Months 8-15: early withdrawal fee is $25 plus 3% of amount withdrawn.
Offer: 15 Month Flex; $1,000 opening deposit required / $500,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $500,000 · Effective Oct 1, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - DPS Federal Credit UnionShare CertificateCD · 60 months · $500 min · 2.78%–3.09% by balance
Credit union · 1 branch
2.83%APY$1,497 over 60 months on $10,000Requirements
Product: Early withdrawal penalty of 180 full days of interest applies. Dividends are credited and compounded quarterly, based on Average Daily Balance.
2.75% interest rate · Compounded quarterly · Effective Mar 28, 2024
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $10,000 2.78% $10,000 – $25,000Your amount 2.83% $25,000 – $80,000 2.93% $80,000 – $100,000 3.09% Rate checked
More details - OU Federal Credit UnionShare Certificate AccountCD · 12 months · $1,000 min
Credit union · 2 branches
2.79%APY$279 over 1 year on $10,000Requirements
Product: Must maintain a Regular Share Savings account with a minimum balance/par value of $5.00 for membership. Dividends compound and credit monthly. Early withdrawal penalty equal to dividends for half the term. Upon maturity, balance transfers to Regular Share account and certificate closes. Premier Checking account holders may qualify for a certificate rate increase with $50,000+ monthly share balance or $25,000+ loan balance.
2.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - 2.64%APY$399 over 18 months on $10,000with conditions
Requirements
Product: Rate offered to customers with an active transaction account at Legacy Bank. Existing grandfathered CD customers are allowed to renew existing CDs. Option to adjust rate to new rate one time during term if rate goes up.
Offer: CD rate offered to customers with an active transaction account at Legacy Bank. Minimum to open and earn quoted APY is $10,000. One-time rate step-up option during term if quoted rate increases.
Qualified rate · 2.61% interest rate · Effective May 12, 2026
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More details - 2.63%APY$533 over 24 months on $10,000intro rate
Requirements
Product: Dividends may be paid to the account holder or transferred to another account; they cannot be added to the CD balance. Minimum opening deposits vary by tier and term.
2.60% interest rate · Effective Mar 18, 2026
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More details - 2.60%APY$617 over 28 months on $10,000intro rate
Requirements
Product: Promotional CD rate. Available only for new members. Early withdrawal penalty may apply. Maximum deposit $250,000. Federally insured by NCUA. Offer ended 2022-08-15.
Offer: Only for new members. Offer ends 2022-08-15. Mention offer code or fill out contact form.
Promotional rate · Balance cap $250,000 · Effective Jun 27, 2022
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More details - Credit Union One of OklahomaShare CertificatesCD · 12 months · $500 min · 2.53%–2.78% by balance
Credit union · 3 branches
2.53%APY$253 over 1 year on $10,000Requirements
Product: Dividends are calculated by the average daily balance method and paid monthly. Early withdrawal penalty: 30 days interest for 1 year or less, 90 days interest for more than 1 year. Automatically renewed unless specified otherwise. Ongoing deposits are not allowed, however you may make withdrawals or deposits during the ten (10) day grace period after maturity. $2,500 minimum deposit to open 182 Day Cert. All others, $500 minimum, unless otherwise noted.
Offer: One Year term.
2.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 2.53% $100,000 and up 2.78% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma City, OK metro
437 CDs at 47 banks and credit unions · checked Oct 15–22
- Typical
- 2.95%
- Top 10% from
- 4.00%
- Banks, typical
- 2.58%
- Credit unions, typical
- 3.27%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma City, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 12 branches
- Bank of CommerceBank · 1 branch
- Farmers Insurance Federal Credit UnionCredit union · 1 branch