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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in New York, NY-NJ metro

  1. First Commerce BankOnline CDsCD · 6 months · $1,000 min

    Bank · 9 branches

    3.50%APY$173 over 6 months on $10,000
  2. URSB BankURSB PERKS CDCD · 7 months · $500 min

    Bank · 2 branches

    3.50%APY$203 over 7 months on $10,000with conditions
  3. Valley12-Month Certificate of DepositCD · 12 months · $500 min

    Bank · 164 branches

    3.50%APY$350 over 1 year on $10,000
  4. Top Carrot, Carrot Score 93
    Educational & Governmental Employees Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    3.50%APY$350 over 1 year on $10,000
  5. Customers Bank12 Month CDCD · 12 months · $500 min

    Bank · 1 branch

    3.50%APY$350 over 1 year on $10,000
  6. Top Carrot, Carrot Score 98
    BTG Pactual Bank, National AssociationNo-Penalty CDCD · 13 months · $5,000 min

    Bank · 1 branch

    3.50%APY$380 over 13 months on $10,000
  7. Customers Bank18 Month CDCD · 18 months · $500 min

    Bank · 1 branch

    3.50%APY$530 over 18 months on $10,000
  8. PSFCUTerm Share AccountCD · 36 months · $500 min

    Credit union · 13 branches

    3.50%APY$1,087 over 36 months on $10,000
  9. Atlantic Health Employees Federal Credit UnionCertificates of Deposit (CDs)CD · 36 months · $500 min

    Credit union · 2 branches

    3.50%APY$1,087 over 36 months on $10,000
  10. Top Carrot, Carrot Score 95
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$1,877 over 60 months on $10,000
  11. First Point Federal Credit UnionSavings CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    3.45%APY$1,850 over 60 months on $10,000
  12. Valley18-Month Certificate of DepositCD · 18 months · $500 min

    Bank · 164 branches

    3.45%APY$522 over 18 months on $10,000
  13. Top Carrot, Carrot Score 87
    United Poles Federal Credit UnionCertificate PLU$CD · 36 months

    Credit union · 3 branches

    3.45%APY$1,071 over 36 months on $10,000
  14. Carver Federal Savings BankHI-Rise CDCD · 18 months · $2,500 min

    Bank · 7 branches

    3.43%APY$519 over 18 months on $10,000
  15. Amalgamated BankCDsCD · 12 months · $500 min

    Bank · 4 branches

    3.40%APY$340 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in New York, NY-NJ metro

1,481 CDs at 167 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.05%
Banks, typical
3.00%
Credit unions, typical
3.04%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate