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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Mount Airy, NC metro

  1. Top Carrot, Carrot Score 95
    Allegacy FinancialCertificatesCD · 5 months · $500 min

    Credit union · 1 branch

    5.00%APY$205 over 5 months on $10,000
  2. Top Carrot, Carrot Score 94
    State Employees' Credit UnionShare Term Certificate (STC) AccountCD · 18 months · $250 min

    Credit union · 4 branches

    4.30%APY$652 over 18 months on $10,000
  3. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  4. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 2 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  5. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  6. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 2 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  7. First National BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 1 branch

    4.00%APY$434 over 13 months on $10,000with conditions
  8. Top Carrot, Carrot Score 87
    Members Credit UnionShare CertificatesCD · 24 months · $2,000 min

    Credit union · 1 branch

    3.66%APY$745 over 24 months on $10,000
  9. Top Carrot, Carrot Score 95
    Allegacy FinancialOnline 24-Month CertificateCD · 24 months · $1,000 min

    Credit union · 1 branch

    3.25%APY$661 over 24 months on $10,000
  10. First Bank & Trust CompanyCertificate of Deposit (CD)CD · 12 months · $500 min

    Bank · 1 branch

    3.03%APY$303 over 1 year on $10,000
  11. Top Carrot, Carrot Score 95
    Allegacy FinancialMortgage Savers CertificateCD · 60 months · $50 min

    Credit union · 1 branch

    2.95%APY$1,565 over 60 months on $10,000
  12. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 2 branches

    2.50%APYintro rate
  13. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 2 branches

    1.76%APYwith conditions
  14. First National BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 1 branch

    1.50%APY$773 over 60 months on $10,000
  15. First Horizon BankRegular CDCD · 6 months · $1,000 min

    Bank · 2 branches

    0.10%APY$5 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Mount Airy, NC metro

113 CDs at 10 banks and credit unions · checked Sep 24–Oct 22

Typical
2.00%
Top 10% from
4.00%
Banks, typical
1.02%
Credit unions, typical
3.76%

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Mount Airy, NC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Allegacy FinancialCredit union · 1 branch
  2. State Employees' Credit UnionCredit union · 4 branches
  3. Members Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate