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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Memphis, TN-MS-AR metro

  1. FirstBankCertificate of Deposit (CD)CD · 7 months · $500 min

    Bank · 2 branches

    4.00%APY$231 over 7 months on $10,000
  2. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000
  3. Renasant BankPromotional Certificate of DepositCD · 13 months · $10,000 min

    Bank · 12 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  4. Fidelity BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · 4 branches

    3.90%APY$390 over 1 year on $10,000
  5. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionRegular Share Certificate AccountsCD · 24 months · $1,000 min · 3.90%–4.00% by balance

    Credit union · 1 branch

    3.90%APY$795 over 24 months on $10,000
  6. First National Bank of Eastern Arkansas6 Month CDCD · 6 months · $1,000 min

    Bank · 4 branches

    3.80%APY$188 over 6 months on $10,000
  7. Top Carrot, Carrot Score 98
    LGWFCUShare CertificateCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$186 over 6 months on $10,000
  8. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 11 branches

    3.75%APY$217 over 7 months on $10,000
  9. Top Carrot, Carrot Score 88
    Southern Security Federal Credit UnionShare CertificatesCD · 6 months · $2,500 min · 3.65%–3.75% by balance

    Credit union · 6 branches

    3.70%APY$183 over 6 months on $10,000
  10. First National Bank of Eastern Arkansas2 Year CDCD · 24 months · $1,000 min

    Bank · 4 branches

    3.56%APY$725 over 24 months on $10,000
  11. First National Bank of Eastern Arkansas3 Year CDCD · 36 months · $1,000 min

    Bank · 4 branches

    3.56%APY$1,106 over 36 months on $10,000
  12. Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance

    Bank · 10 branches

    3.50%APY$173 over 6 months on $10,000
  13. HealthNet Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min

    Credit union · 3 branches

    3.50%APY$173 over 6 months on $10,000
  14. Top Carrot, Carrot Score 97
    Leaders Credit Union11-Month Certificate SpecialCD · 11 months · $1,000 min

    Credit union · 2 branches

    3.50%APY$320 over 11 months on $10,000intro rate
  15. UPS Employees Credit UnionShare CDsCD · 12 months · $1,000 min · 3.50%–3.75% by balance

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Memphis, TN-MS-AR metro

357 CDs at 43 banks and credit unions · checked Oct 15–22

Typical
2.00%
Top 10% from
3.85%
Banks, typical
1.02%
Credit unions, typical
2.75%

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Memphis, TN-MS-AR metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. LGWFCUCredit union · 1 branch
  2. Leaders Credit UnionCredit union · 2 branches
  3. Memphis City Employees Credit UnionCredit union · 6 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate