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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Madison, WI metro

  1. The Peoples Community Bank9 Month CD SpecialCD · 9 months · $10,000 min

    Bank · 4 branches

    3.40%APY$254 over 9 months on $10,000intro rate
  2. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 8 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  3. Top Carrot, Carrot Score 92
    UW Credit UnionNo Penalty CertificateCD · 9 months · $5,000 min · 3.25%–3.35% by balance

    Credit union · 17 branches

    3.30%APY$246 over 9 months on $10,000
  4. Top Carrot, Carrot Score 92
    UW Credit UnionRegular CertificateCD · 9 months · $500 min · 3.25%–3.35% by balance

    Credit union · 17 branches

    3.30%APY$246 over 9 months on $10,000
  5. National Exchange Bank & TrustCertificates of Deposit - Variable RateCD · 36 months · $300 min

    Bank · 2 branches

    3.30%APY$1,023 over 36 months on $10,000intro rate
  6. One Community Bank3-Year Options CDCD · 36 months · $1,000 min

    Bank · 8 branches

    3.30%APY$1,023 over 36 months on $10,000intro rate
  7. IncredibleBankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  8. Farmers & Merchants State BankDream Builder CDCD · 20 months · $20 min

    Bank · 1 branch

    3.25%APY$548 over 20 months on $10,000
  9. WEA Credit UnionShare Certificates (CDs)CD · 36 months · $500 min

    Credit union · 1 branch

    3.25%APY$1,007 over 36 months on $10,000
  10. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 10 branches

    3.25%APY$161 over 6 months on $10,000
  11. The Peoples Community Bank13 Month CD SpecialCD · 13 months · $10,000 min

    Bank · 4 branches

    3.20%APY$347 over 13 months on $10,000intro rate
  12. Madison Credit UnionCertificatesCD · 12 months · $500 min · 0.75%–3.03% by balance

    Credit union · 1 branch

    3.03%APY$303 over 1 year on $10,000
  13. Avestar CUContributing CDCD · 36 months · $250 min

    Credit union · 2 branches

    3.03%APY$937 over 36 months on $10,000
  14. National Exchange Bank & TrustCertificates of Deposit - Fixed RateCD · 36 months · $1,000 min

    Bank · 2 branches

    3.00%APY$927 over 36 months on $10,000
  15. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 16 branches

    3.00%APY$1,564 over 59 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Madison, WI metro

491 CDs at 39 banks and credit unions · checked Oct 16–22

Typical
2.52%
Top 10% from
4.15%
Banks, typical
2.00%
Credit unions, typical
3.50%

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Madison, WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UW Credit UnionCredit union · 17 branches
  2. Marine Credit UnionCredit union · 2 branches
  3. Blackhawk Community Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate