Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Kingsport, TN-VA metro
- Knoxville TVA Employees Credit UnionCertificate AccountsCD · 12 months · $2,500 min
Credit union · 3 branches
5.00%APY$500 over 1 year on $10,000Requirements
Product: Paper statement fee $2.00/month unless enrolled in eStatements. Early withdrawal penalty: 90 days dividends for terms 17 months or less; 180 days for 18 months or more. Add 0.25% APY to dividend rate for $10,000+ new money OR direct deposit. Not applicable to 12-month term.
4.89% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 4.40%APY$1,502 over 39 months on $10,000
- Knoxville TVA Employees Credit UnionEducational Savings PlanCD · 121–Unknown months · $0 min
Credit union · 3 branches
4.28%APYRequirements
Product: No minimum opening deposit. Must be open for minimum 3 years. Pays out on child's college entrance date or 18th birthday. Paper statement fee $2.00/month unless enrolled in eStatements. Cannot be designated as an IRA.
4.20% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.22%APY$2,296 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings. Rates are subject to change without notice.
Offer: $500 minimum balance to obtain Annual Percentage Yield. Penalty for early withdrawal.
4.15% interest rate · Effective Sep 23, 2026
Rate checked
More details - Eastman Credit UnionInvestment CertificatesCD · 6–11 months · $2,500 min · 4.20%–4.25% by balance
Credit union · 17 branches
4.20%APYRequirements
Product: Investment Certificates offer competitive rates on all terms and give you the option of selecting the date of maturity. You can lock in a rate on a deposit for a term ranging from 30 days up to 6 years. Your funds are federally insured up to $250,000 by NCUA. Paid dividends can be withdrawn automatically or at your discretion at anytime with no penalty. APY assumes dividends will remain on deposit until maturity.
Offer: Term: 180 to 364 days. Early withdrawal penalty: 90 Days' Dividends.
4.12% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investment Certificates Balance APY $2,500 and upYour amount 4.20% $100,000 and upJumbo tier ($100k Minimum). 4.25% Rate checked
More details - Appalachian Community Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · 3 branches
4.15%APY$847 over 24 months on $10,000Requirements
Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.
Offer: Paid monthly.
4.07% interest rate · Effective Oct 5, 2026
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More details - 4.10%APY$445 over 13 months on $10,000
Requirements
Product: Rates based on monthly compounding. Early withdrawal penalty applies. Automatically renews at maturity with 10 calendar days grace period.
Offer: $500 minimum daily balance required to earn APY. Monthly compounding.
Effective Aug 14, 2026
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty: 90 Days' Dividends. APY assumes dividends remain on deposit until maturity.
Offer: Term: 365 days. Jumbo tier N/A.
3.69% interest rate · Effective Oct 15, 2026
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More details - National Bank of BlacksburgCertificate of Deposit (CD) SpecialsCD · 12 months · $500 min
Bank · 1 branch
3.60%APY$360 over 1 year on $10,000intro rateRequirements
Product: Existing CDs do not automatically renew at special rates. Minimum opening deposit is $500. Compounding: terms < 12 months compound at maturity; 12 months compound monthly. Early withdrawal penalty applies. No monthly fee. No minimum balance after opening to earn APY.
Offer: Special rate. Existing CDs do not automatically renew at special rates. Interest compounds and pays monthly. Minimum opening deposit $500. Early withdrawal penalty is 3 months of interest.
Promotional rate · 3.54% interest rate · Effective Sep 10, 2026
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More details - United Southeast Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 3 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends are compounded and paid quarterly unless stated otherwise. Membership is established by maintaining $5 in a share/savings account with USFCU. Early withdrawal subject to penalty. Dividends can be added back to account, transferred, or mailed monthly.
Offer: 12 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected.
3.46% interest rate · Effective Sep 29, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.03%APY$1,612 over 60 months on $10,000
Requirements
Product: For members looking for better returns on their money. Penalty will be imposed for early withdrawal on 36 Month Share Certificates; no early withdrawal penalties on 6 Month – 25 Month Share Certificates (except new money certificate). Dividends accrued daily and paid monthly on 6 month Share Certificates, quarterly on 12, 18, 25, and 36 month Share Certificates.
Offer: Substantial penalty for early withdrawal.
3.00% interest rate · Effective Nov 20, 2024
Rate checked
More details - 3.03%APY$303 over 1 year on $10,000
Requirements
Product: Interest compounded based on CD term (quarterly, semi-annually, or at maturity). Automatically renewable. Penalty may apply for early withdrawal. Free with eStatements.
Offer: Average daily balance range: All Balances. Free with eStatements. Penalty may apply for early withdrawal. Automatically renewable.
3.00% interest rate · Effective May 1, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kingsport, TN-VA metro
154 CDs at 16 banks and credit unions · checked Oct 6–22
- Typical
- 3.00%
- Top 10% from
- 4.10%
- Banks, typical
- 1.88%
- Credit unions, typical
- 3.75%
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Kingsport, TN-VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 3 branches
- United Southeast Federal Credit UnionCredit union · 3 branches
- Appalachian Community Federal Credit UnionCredit union · 3 branches