Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Jackson, TN metro
- 4.39%APY$476 over 13 months on $10,000with conditions
Requirements
Product: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Automatic renewal upon maturity for the standard rate and term. Early withdrawal penalties may apply.
Offer: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Early withdrawal penalties may apply.
Qualified rate · 4.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - Leaders Credit Union12-Month Certificate SpecialCD · 12 months · $1,000 min
Credit union · 6 branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit with the credit union within the last 30 days). Existing members without a checking account can qualify by opening a new checking account. At maturity, automatically renews as a 12 Month Certificate at prevailing rate. Early withdrawal penalties apply.
Offer: Dividends compounded and credited monthly. Fixed rate. Limited time offer for new money only.
Promotional rate · 4.17% interest rate · Effective Jul 1, 2026
Rate checked
More details - Leaders Credit Union24-Month Certificate SpecialCD · 24 months · $1,000 min
Credit union · 6 branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit within the last 30 days). Existing members without a checking account become eligible by opening a new checking account. Automatically renews as a 24 Month Certificate at prevailing rate. Early withdrawal penalties apply.
Offer: Dividends earned and compounded monthly. Limited time offer for new money only.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - Leaders Credit Union36-Month Certificate SpecialCD · 36 months · $1,000 min
Credit union · 6 branches
4.25%APY$1,330 over 36 months on $10,000intro rateRequirements
Product: Limited time only. Applies to new money only (funds not on deposit within the last 30 days). Existing members without a checking account become eligible by opening a new checking account. Automatically renews as a 36 Month Certificate at prevailing rate.
Offer: Dividends earned and compounded monthly.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - 4.08%APY$202 over 6 months on $10,000
Requirements
Product: An interest penalty for early withdrawal on certificates of deposit may apply. Fees could reduce earnings.
Effective Jul 7, 2026
Rate checked
More details - 4.07%APY$304 over 9 months on $10,000with conditions
Requirements
Product: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Automatic renewal upon maturity for the standard rate and term. Early withdrawal penalties may apply.
Offer: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Early withdrawal penalties may apply.
Qualified rate · 4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: Terms between 1 month and 60 months. Minimum balance requirement is $500. Automatically renew at maturity of CD. No Maintenance Fees. Maximum deposit of $150,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. Can be used as collateral for a personal loan.
Offer: Maximum deposit of $150,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. CD terms of one (1) year or less credit interest at maturity.
Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
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More details - 3.80%APY$412 over 13 months on $10,000intro rate
Requirements
Product: Minimum balance is just $500. Special Rate-Not Auto-Renewable. Call for available rates and terms. Penalty may apply for early withdrawal. Rates are subject to change. Computed Daily, Posted Quarterly.
Offer: Special Rate-Not Auto-Renewable. Call for available rates and terms.
Promotional rate · 3.75% interest rate · Effective Sep 1, 2025
Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 4 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - Leaders Credit Union11-Month Certificate SpecialCD · 11 months · $1,000 min
Credit union · 6 branches
3.50%APY$320 over 11 months on $10,000intro rateRequirements
Product: Limited-time offer. At maturity, automatically renews as a 12-Month Term Share Certificate. Early withdrawal penalties apply. Fixed rate account.
Offer: Fixed-rate certificate special. Dividends earned and compounded monthly.
Promotional rate · 3.45% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - 3.35%APY$1,791 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty: all dividends posted for terms < 6 months, 6 months dividends for terms >= 6 months. 7-calendar-day grace period after maturity. Optional checking relationship provides bonus 0.15% APY on new certificates.
Effective Oct 1, 2026
Rate checked
More details - 3.03%APY$303 over 1 year on $10,000
Requirements
Product: Early withdrawals from CDs will incur substantial penalties. Fees could reduce earnings on some accounts. Additional deposits are permitted to share certificates up to 10 days after open/renewal date. The minimum required to open is the same as the minimum required to earn corresponding interest. Monthly Interest / Monthly Check - Posted rate less .20% APY. All rates subject to change without notice.
3.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 2.50%APY$124 over 6 months on $10,000
Requirements
Product: Federally insured up to $250,000. Early withdrawal penalties apply if closed before maturity. May be used as collateral for low-interest loans. At renewal, renews for the same term at the prevailing rate with a 5 business day grace period. Fixed and tiered rate accounts paying dividend rates based on Method A.
Offer: Dividends earned at maturity / compounded and credited quarterly.
2.48% interest rate · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Jackson, TN metro
89 CDs at 12 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 3.84%
- Banks, typical
- 1.50%
- Credit unions, typical
- 2.50%
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Jackson, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Leaders Credit UnionCredit union · 6 branches
- Community BankBank · 2 branches