Credit union · NCUA insured
Patriot Equity Credit Union CD Rates
Patriot Equity Credit Union’s best CD rate is 3.80% APY on a 13-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Patriot Equity Credit Union’s CD rates compare
Compared with banks and credit unions near Jackson, TN, where Patriot Equity Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Patriot Equity Credit Union
3.80%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $412
Share Certificates
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
Leaders Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $425
Patriot Equity Credit Union CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo1.10%
- 31–60 months31–60 mo1.26%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Patriot Equity Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.80%APY · 8 terms
Minimum balance is just $500. Special Rate-Not Auto-Renewable. Call for available rates and terms. Penalty may apply for early withdrawal. Rates are subject to change. Computed Daily, Posted Quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.30% | $7 |
| 6 months | 0.60% | $30 |
| 7 monthsSpecial Rate-Not Auto-Renewable. Call for available rates and terms | 3.60% | $208 |
| 12 months | 0.70% | $70 |
| 13 monthsSpecial Rate-Not Auto-Renewable. Call for available rates and terms | 3.80% | $412 |
| 18 months | 0.90% | $135 |
| 24 months | 1.10% | $221 |
| 36 months | 1.26% | $383 |
Who can join Patriot Equity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, volunteer, or attend school in Madison County, Tennessee are eligible for membership.
Employers and groups
- Enterprises or organizations in Madison County, as well as their directors, employees, volunteers, or retirees, are eligible for membership.
- Railroad employees and employees of affiliated small employee groups are eligible for membership.
Military, government and schools
- Employees of the U.S. Postal Service and employees of the Federal Government are eligible for membership.
Family and household
- Individuals with an existing family membership connection are eligible for membership.
Cost to join
- A one-time membership fee of $5 is required to join.
- A minimum share deposit and balance of $25 in a savings account is required for ownership and services.
Membership information collected October 5, 2026.