Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Jackson, MS metro
- Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 6 branches
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Mississippi Highway Safety Patrol FCURegular Share CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
3.03%APY$150 over 6 months on $10,000Requirements
Product: Opening deposit minimum of $1,000. Dividends compound quarterly, post on the last night of each calendar year quarter, and are calculated by the simple interest method using a 365-day basis. Early surrender penalty is 90-day dividends, whether earned or not.
Offer: Compounding quarterly.
3.00% interest rate
Rate checked
More details - Mississippi Public Employees FCU1 Year Cert. / New MoneyCD · 12 months · $5,000 min
Credit union · 1 branch
3.03%APY$303 over 1 year on $10,000intro rateRequirements
Product: Requires new money. Rates subject to change.
Offer: New money required.
Promotional rate · 3.00% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.00%APY$149 over 6 months on $10,000
Requirements
Product: Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Early withdrawal penalties apply (original maturity of 12 months or less: 30 days dividends; more than 12 months: 90 days dividends). Fixed rates for the term of the certificate. Automatically renewable.
2.96% interest rate · Effective Sep 18, 2025
Rate checked
More details - 2.55%APY$1,060 over 48 months on $10,000
Requirements
Offer: Dividends paid quarterly
2.55% interest rate · Effective Aug 23, 2022
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - 2.00%APY$50 over 3 months on $10,000
Requirements
Product: No setup or maintenance fees. No early withdrawal penalty after the first 6 days following the funding date.
Offer: No early withdrawal penalty after the first 6 days following the date funded.
2.00% interest rate
Rate checked
More details - Mississippi Public Employees FCU2 Year CertificateCD · 24 months · $1,000 min
Credit union · 1 branch
1.81%APY$365 over 24 months on $10,000Requirements
Product: Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
1.80% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 3 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Mississippi Public Employees FCU1 Year CertificateCD · 12 months · $1,000 min
Credit union · 1 branch
1.51%APY$151 over 1 year on $10,000Requirements
Product: Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
1.50% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - Mississippi Public Employees FCU3 Year CertificateCD · 36 months · $2,500 min
Credit union · 1 branch
1.51%APY$460 over 36 months on $10,000Requirements
Product: Rates subject to change.
1.50% interest rate · Effective Jul 1, 2026
Rate checked
More details - 1.40%APY$720 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fixed rate. Once opened, no additional deposits. MEFCU offers rate match under specific conditions.
Offer: Fixed rate. Minimum earning balance $1,000.
1.29% interest rate · Effective Oct 1, 2025
Rate checked
More details - Mississippi Public Employees FCU6 Month Cert. / New MoneyCD · 6 months · $500 min
Credit union · 1 branch
1.00%APY$50 over 6 months on $10,000intro rateRequirements
Product: Requires new money. Rates subject to change.
Offer: New money required.
Promotional rate · 1.00% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.75%APY$303 over 48 months on $10,000intro rate
Requirements
Product: Promotional Annual Percentage Yields (APY) are available for new money only. Early withdrawals are subject to penalties (3, 6, and 12 month certificates subject to loss of 30 days interest; 18, 24, and 30 month certificates subject to loss of 90 days interest). Dividend rate for renewed term determined at maturity date.
Offer: Promotional APY available for new money only. Requires $1,000 minimum balance to open.
Promotional rate · Effective Feb 8, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Jackson, MS metro
266 CDs at 26 banks and credit unions · checked Oct 16–22
- Typical
- 1.73%
- Top 10% from
- 3.75%
- Banks, typical
- 0.48%
- Credit unions, typical
- 2.45%
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Jackson, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RiverLand Federal Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 6 branches
- Veritas Federal Credit UnionCredit union · 1 branch