Credit union · NCUA insured
Mississippi Public Employees FCU CD Rates
Mississippi Public Employees FCU’s best CD rate is 3.03% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Mississippi Public Employees FCU’s CD rates compare
Compared with banks and credit unions near Jackson, MS, where Mississippi Public Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Mississippi Public Employees FCU
3.03%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $303
1 Year Cert. / New Money
Top rate
Veritas Federal Credit Union
4.35%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $398
2nd-highest rate
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $656
Mississippi Public Employees FCU CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo1.81%
- 31–60 months31–60 mo1.51%
- QualifiedQualified3.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mississippi Public Employees FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
1 Year Cert. / New Money
3.03%APY · 1 term
Requires new money. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsNew money required | 3.03% | $303 |
Sources (1)
- mspecu.org/rates.php · captured Sep 19, 2026
2 Year Certificate
1.81%APY · 1 term
Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 1.81% | $365 |
1 Year Certificate
1.51%APY · 1 term
Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.51% | $151 |
3 Year Certificate
1.51%APY · 1 term
Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 1.51% | $460 |
Sources (1)
- mspecu.org/rates.php · captured Sep 19, 2026
6 Month Cert. / New Money
1.00%APY · 1 term
Requires new money. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNew money required | 1.00% | $50 |
Sources (1)
- mspecu.org/rates.php · captured Sep 19, 2026
6 Month Certificate
0.60%APY · 1 term
Opening deposit of $1,000. Accrues interest daily and is paid at maturity. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.60% | $30 |
Who can join Mississippi Public Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership serves State, City, County, and Federal Employees of Mississippi.
Membership information collected October 4, 2026.