Credit union · NCUA insured
Statewide Federal Credit Union CD Rates
Statewide Federal Credit Union’s best CD rate is 3.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Statewide Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Jackson, MS, where Statewide Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Statewide Federal Credit Union
3.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $149
Share Certificates
Top rate
Veritas Federal Credit Union
4.35%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $398
2nd-highest rate
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $656
Statewide Federal Credit Union CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo2.35%
- 31–60 months31–60 mo2.10%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Statewide Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.00%APY · 10 terms
Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Early withdrawal penalties apply (original maturity of 12 months or less: 30 days dividends; more than 12 months: 90 days dividends). Fixed rates for the term of the certificate. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.00% | $149 |
| 12 months | 2.50% | $250 |
| 15 months | 2.35% | $295 |
| 18 months | 2.35% | $355 |
| 24 months | 2.10% | $424 |
| 25 months | 2.10% | $442 |
| 30 months | 2.10% | $533 |
| 36 months | 2.10% | $643 |
| 48 months | 2.10% | $867 |
| 60 months | 2.10% | $1,095 |
Sources (3)
- statewidefcu.org/certificate-rates
- statewidefcu.org/disclosures
- statewidefcu.org/iras-and-term-certificates
All captured Sep 19, 2026
Who can join Statewide Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Friends of Flowood Library are eligible for membership.
- Retirees of any eligible group are eligible for membership.
- Members of The Jackson Zoological Society are eligible for membership.
Military, government and schools
- Federal, State, County, or City Government employees who work in Oktibbeha County, MS are eligible for membership.
- Members of the Mississippi State University Alumni Association are eligible for membership.
Family and household
- Family members (spouses, children, parents, grandchildren, grandparents, brothers, and sisters) of current Statewide members or persons eligible for Statewide membership are eligible to join.
1 more way to join
Family and household
- Surviving spouses of deceased members or potential members are eligible to join.
Membership information collected October 4, 2026.