Credit union · NCUA insured
Mississippi Highway Safety Patrol FCU
A $13.1M credit union headquartered in Pearl, MS, with 1,391 members and 1 branch in Mississippi. Best rates: CDs 3.03% APY.
Mississippi Highway Safety Patrol FCU Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#16 of 26 in Jackson, MS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mississippi Highway Safety Patrol FCU
Founded in June 1964, MS Highway Safety Patrol Federal Credit Union was established by seven Highway Patrol employees to serve MS Highway Safety Patrol employees and their immediate family members.
The member-owned credit union is headquartered in Pearl, Mississippi.
- Headquarters
- 209 Allen Stuart Dr., Pearl, MS
- NCUA charter
- 16327
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of the MS Highway Safety Patrol Federal Credit Union.
Military, government and schools
- Membership is open to employees of Administration, Driver Service Bureau (Driver's License), Highway Patrol, Bureau of Investigations, Bureau of Narcotics, Homeland Security, Office of Forensic Laboratories, Law Enforcement Officer's Training Academy, Public Safety Planning, Crime Stoppers, Capitol Police, and Commercial Transportation Enforcement.
- Membership is open to persons retired as pensioners or annuitants from qualifying employment divisions.
Family and household
- Membership is open to members of the immediate families of qualifying persons.
- Membership is open to spouses of persons who died while within the field of membership.
Other ways
- Membership is open to organizations of qualifying persons.
Branches
1 branch in Mississippi
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Mississippi
1 branch
- MS Highway Safety Patrol FCUMain office209 Allen Stuart Dr., Pearl, MSDirections
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 28.43% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 6.62% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.90% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $76 | $59 | — |
- CapitalNet worth ratio28.43%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late6.62%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.90%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$76Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mississippi Highway Safety Patrol FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.