Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Greensboro, NC metro
- 3.66%APY$745 over 24 months on $10,000
Requirements
Product: Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days' dividends earned. Dividends paid monthly. Minimum deposit is $2,000 unless stated otherwise.
3.60% interest rate
Rate checked
More details - Credit Human Federal Credit UnionLiquid Share CertificateCD · 12 months · $5,000 min
Credit union · 1 branch
3.64%APY$364 over 1 year on $10,000Requirements
Product: Fixed 1-year term with $5,000 minimum deposit. Unlimited deposits allowed during the term. Two no-penalty withdrawals allowed during the term as long as minimum balance of $5,000 is maintained. Beyond two allowed withdrawals, early withdrawal penalty applies. Dividends paid monthly and calculated using daily balance method. Automatic renewal at maturity. Membership eligibility required.
Offer: Unlimited deposits and 2 penalty-free withdrawals during the 1-year term provided balance stays at or above $5,000.
3.58% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.50%APY$261 over 9 months on $10,000intro rate
Requirements
Product: Quarterly compounding. Penalties may apply for early withdrawal. After the account is opened, no additional deposits may be made until maturity. Automatically renews at maturity with a 10-day grace period.
Offer: Special certificate. Quarterly compounding. Early withdrawal penalty up to 90 days dividends. Automatically renews into a non-special standard certificate.
Promotional rate · 3.46% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.40%APY$1,055 over 36 months on $10,000
Requirements
Product: Must establish a Membership Savings account prior to opening. Early withdrawal penalties apply. Rates are variable and subject to change without notice.
Offer: Early withdrawal penalties apply.
3.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$1,023 over 36 months on $10,000
Requirements
Product: When an official schedule explicitly applies to both regular and IRA certificates, separate regular and IRA certificate products are returned.
3.25% interest rate · Effective Oct 2, 2026
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More details - 3.29%APY$669 over 24 months on $10,000
Requirements
Product: Certificate rates subject to change without notice; penalty applied for early withdrawal of funds; additional deposits not allowed; renewable automatically. NCUA insured up to $250,000.
Offer: Compounded quarterly, credited quarterly (calendar). Daily balance method. Automatically renewable.
3.25% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - 3.25%APY$661 over 24 months on $10,000
Requirements
Product: Available exclusively online. $1,000 minimum deposit. Consumer accounts only.
Offer: Available exclusively online.
3.20% interest rate · Balance cap $250,000 · Effective Feb 17, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: Must be at least 18 years of age and a legal resident of North Carolina. Limit one Save to Win account per Social Security Number. Not eligible for bonus dividend. Allows add-on deposits. Early withdrawal penalty applies ($25 for first withdrawal, closure for second).
Offer: Dividends accrued daily and paid monthly. Entry into monthly/quarterly prize drawings with each $25 balance increase. Early withdrawal penalties apply.
3.10% interest rate · Effective Apr 14, 2026
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More details - 3.15%APY$1,677 over 60 months on $10,000
Requirements
Product: Minimum deposit $500 ($100 for Youth Club 0-12 yrs and Teen Club 13-17 yrs). Add-on deposits permitted anytime throughout the term. Members age 55+ receive a 0.15% bonus dividend above the current rate.
Offer: Dividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies.
3.10% interest rate · Effective Apr 14, 2026
Rate checked
More details - Revity Federal Credit UnionMini Jumbo CertificateCD · 60 months · $10,000 min
Credit union · 3 branches
3.15%APY$1,677 over 60 months on $10,000Requirements
Product: Minimum deposit $10,000. Add-on deposits permitted for non-IRA certificates. Members age 55+ receive a 0.15% bonus dividend above the current rate.
Offer: Dividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies.
3.10% interest rate · Effective Apr 14, 2026
Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - Truliant Federal Credit UnionFlex CertificatesCD · 24 months · $250 min · 2.92%–3.08% by balance
Credit union · 8 branches
2.98%APY$605 over 24 months on $10,000Requirements
Offer: You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.
2.89% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Flex Certificates Balance APY $250 and up 2.92% $5,000 and upYour amount 2.98% $25,000 and up 3.03% $100,000 and up 3.08% Rate checked
More details - 2.95%APY$1,565 over 60 months on $10,000
Requirements
Product: 60-month certificate designed to support long-term savings goals, including preparing for a future home purchase or mortgage-related milestone. $50 minimum opening deposit.
Offer: Mortgage Saver (5 yr). $50 minimum opening deposit.
2.91% interest rate · Balance cap $50,000 · Effective Feb 17, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Greensboro, NC metro
392 CDs at 29 banks and credit unions · checked Oct 6–22
- Typical
- 2.75%
- Top 10% from
- 4.05%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Greensboro, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Allegacy FinancialCredit union · 3 branches
- Nova Credit UnionCredit union · 1 branch