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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–29 results in Durham, NC metro

  1. Top Carrot, Carrot Score 98
    ElecTel Cooperative Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    3.90%APY$591 over 18 months on $10,000
  2. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 7 branches

    3.75%APY$217 over 7 months on $10,000
  3. Latino Community Credit UnionShare Term Certificates RegularCD · 60 months · $500 min

    Credit union · 3 branches

    3.75%APY$2,021 over 60 months on $10,000
  4. RTP Federal Credit UnionCertificate AccountsCD · 12 months · $250 min

    Credit union · 2 branches

    3.72%APY$372 over 1 year on $10,000
  5. Vision Financial Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · 2 branches

    3.60%APY$1,119 over 36 months on $10,000
  6. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 6 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  7. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 7 branches

    3.15%APY$315 over 1 year on $10,000
  8. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 7 branches

    2.50%APYintro rate
  9. United BankStandard Rate CDsCD · 12 months · $500 min

    Bank · 1 branch

    2.00%APY$200 over 1 year on $10,000
  10. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 12 branches

    1.76%APYwith conditions
  11. First National BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 6 branches

    1.50%APY$773 over 60 months on $10,000
  12. First Horizon BankRegular CDCD · 6 months · $1,000 min

    Bank · 12 branches

    0.10%APY$5 over 6 months on $10,000
  13. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 6 branches

    0.05%APY$2 over 6 months on $10,000with conditions
  14. Bank of AmericaFixed Term CDCD · 6–11 months · $1,000 min

    Bank · 7 branches

    0.03%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Durham, NC metro

283 CDs at 19 banks and credit unions · checked Oct 4–22

Typical
2.00%
Top 10% from
4.05%
Banks, typical
1.00%
Credit unions, typical
3.94%

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Durham, NC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. ElecTel Cooperative Federal Credit UnionCredit union · 2 branches
  2. Coastal Credit UnionCredit union · 5 branches
  3. State Employees' Credit UnionCredit union · 17 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate