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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Detroit, MI metro

  1. Top Carrot, Carrot Score 87
    orsa credit unionSpecial Share CertificateCD · 7 months · $100 min

    Credit union · 9 branches

    4.00%APY$231 over 7 months on $10,000intro rate
  2. ELGA Credit UnionPromotional CDCD · 10 months · $1,000 min

    Credit union · 2 branches

    4.00%APY$332 over 10 months on $10,000intro rate
  3. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  4. Top Carrot, Carrot Score 93
    Polish-American FCUCertificatesCD · 12 months · $500 min

    Credit union · 2 branches

    4.00%APY$400 over 1 year on $10,000
  5. Selfreliance Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000
  6. Michigan Educational Credit UnionShare CertificatesCD · 12 months · $2,500 min

    Credit union · 4 branches

    4.00%APY$400 over 1 year on $10,000
  7. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 8 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  8. Top Carrot, Carrot Score 89
    Sovita Credit UnionCertificate of DepositCD · 6 months · $2,500 min

    Credit union · 1 branch

    3.95%APY$196 over 6 months on $10,000
  9. Mercantile BankCertificate of DepositCD · 6 months · $500 min

    Bank · 1 branch

    3.95%APY$196 over 6 months on $10,000
  10. Top Carrot, Carrot Score 91
    Ukrainian Selfreliance MI FCUShare Certificates of Deposit (CD)CD · 12 months · $500 min

    Credit union · 2 branches

    3.95%APY$395 over 1 year on $10,000
  11. Top Carrot, Carrot Score 87
    Michigan United Credit UnionCertificateCD · 18 months · $10,000 min

    Credit union · 9 branches

    3.91%APY$592 over 18 months on $10,000
  12. Top Carrot, Carrot Score 88
    Dort Financial Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 3 branches

    3.90%APY$2,108 over 60 months on $10,000
  13. Independent Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 9 branches

    3.87%APY$224 over 7 months on $10,000with conditions
  14. InTouch Credit Union2-Month Cash!n CertificateCD · 2 months · $1,000 min

    Credit union · 2 branches

    3.85%APY$63 over 2 months on $10,000
  15. Parda Credit UnionShare CertificatesCD · 13 months · $500 min

    Credit union · 2 branches

    3.80%APY$413 over 13 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Detroit, MI metro

756 CDs at 73 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.10%
Banks, typical
0.50%
Credit unions, typical
3.35%

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Detroit, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Chief Financial Credit UnionCredit union · 4 branches
  2. Extra Credit UnionCredit union · 2 branches
  3. Christian Financial Credit UnionCredit union · 12 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate