Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Cleveland, OH metro
- 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: A time-deposit account where funds are held for a specific term. Minimum deposit of $1,000.00 is required. Additional deposits cannot be made until maturity. Automatically renews for the same term at the current dividend rate upon maturity, with a seven-day grace period. Dividends are compounded daily and paid quarterly. Early withdrawal penalties may apply.
Offer: Dividends compounded daily and paid quarterly. Penalties may apply for early withdrawal.
3.45% interest rate · Compounded daily
Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. A penalty will be imposed for early withdrawal.
Offer: Limited-time offer. No minimum balance to obtain the stated APY.
Promotional rate · Effective Jun 23, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$330 over 1 year on $10,000
Requirements
Product: Rates are subject to change.
Offer: Rates are subject to change.
3.25% interest rate
Rate checked
More details - 3.25%APY$134 over 5 months on $10,000
Requirements
Product: Open with $500 minimum deposit. No monthly service charge. Fixed interest rate for deposit term. Interest payments can be paid monthly, quarterly, semi-annually or compounded. Electronic notices are available with frequency dependent upon deposit term. Online account access included.
3.21% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.25%APY$548 over 20 months on $10,000
Requirements
Product: Bump Up is a one-time adjustment to current rate, up to 100 basis points (1.00%). Dividends compound quarterly. Early withdrawal penalty applies. Exercising your bump-up option means that your rate will adjust to the stated current rate at the time you exercise the option. Maximum rate adjustment of 100 basis points. The new rate will carry forward from the date you exercise the bump-up option and will not be retroactive.
Offer: $5,000 min. to open 20-month. Bump Up is a one-time adjustment to current rate, up to 100 basis points.
3.20% interest rate · Effective Oct 1, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.05%APY$305 over 1 year on $10,000intro rate
Requirements
Product: Access money or withdraw principal and interest without penalty on interest crediting dates (every 90 days) and the 7 days thereafter. Minimum opening balance $2,500.
Offer: Interest rate of 3.00% for 4th 90 days period. Full product term is 12 months.
Promotional rate · 3.00% interest rate · Effective Sep 17, 2026
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More details - 3.04%APY$151 over 6 months on $10,000
3.00% interest rate · Effective Jan 28, 2026
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More details - Faith Community United Credit UnionCertificates of DepositsCD · 60 months · $500 min
Credit union · 1 branch
3.03%APY$1,612 over 60 months on $10,000Requirements
Product: Penalties for early withdrawal may apply.
Offer: Penalties for early withdrawal may apply.
3.00% interest rate · Effective Mar 31, 2023
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Combination of FDIC-insured CDs working together as one investment with terms ranging from 6 to 120 months. Access to maturing CD every 6 or 12 months. Minimum opening deposit $3,000 for ladder ($1,000 per certificate).
Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000intro rate
Requirements
Product: Penalty imposed for early withdrawal. Minimum opening balance $2,500 (or $50 online promotional offer on 13-month CD). Terms 7, 13, 25, and 49 months require a minimum new money increase of $25,000 based on average daily balances during past 30 days for promotional rates; maximum $1,000,000 per customer for promotional rate and term. Available to residents in Dollar Bank's PA and MD market areas.
Promotional rate · Effective Sep 17, 2026
Rate checked
More details - 2.99%APYintro rate
Requirements
Product: Only available for terms of 36-71 months. One-time rate increase (step-up) opportunity up to a 1% bump over original rate at member's written request. Promotional/special rates do not apply. Renews as standard term-share certificate upon maturity.
Offer: One-time step-up rate bump available up to 1% over original rate during term.
Promotional rate · 2.95% interest rate · Effective Sep 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Cleveland, OH metro
653 CDs at 61 banks and credit unions · checked Oct 6–22
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 0.55%
- Credit unions, typical
- 3.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches