Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–234 results in Chicago, IL-IN metro
- 0.20%APY$20 over 1 year on $10,000
Requirements
Product: Additional deposits are allowed. Must be eligible and qualify for membership at Verve, a Credit Union; purchase and maintain 1 share at par value of $5.00 in a savings account. Penalty for early withdrawal.
Offer: Additional deposits are allowed. Dividends compound monthly.
0.20% interest rate · Effective Sep 23, 2026
Rate checked
More details - First State Bank of PorterRenewing No- Penalty CDsCD · 48 months · $1,000 min · 0.17%–0.27% by balance
Bank · 3 branches
0.17%APY$68 over 48 months on $10,000Requirements
Product: APY assumes interest and principal remain on deposit until maturity.
0.17% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Renewing No- Penalty CDs Balance APY $1,000 – $10,000 0.17% $10,000 – $25,000Your amount 0.17% $25,000 – $100,000 0.17% $100,000 and up 0.27% Rate checked
More details - Great Lakes Credit UnionSave to Win Share CertificateCD · 12 months · $25 min
Credit union · 18 branches
0.15%APY$15 over 1 year on $10,000Requirements
Product: Must maintain average daily balance of $25 to earn the stated dividend. One withdrawal allowed during term with $25 penalty; certificate closes if balance falls below minimum or on second withdrawal. Additional deposits allowed during term. Each $25 month-over-month balance increase earns raffle entry.
Offer: Must maintain average daily balance of $25 to earn dividend. Compounded daily, posted monthly. One withdrawal allowed during term with $25 penalty.
0.15% interest rate · Compounded daily · Effective Oct 6, 2026
Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONCertificates of DepositCD · 24 months · $500 min
Bank · 3 branches
0.15%APY$30 over 24 months on $10,000Requirements
Product: Interest compounded daily, credited monthly. Automatic renewal feature. Daily balance is the amount of principal in the account each day. Withdrawals may reduce APY on accounts. Penalties for early withdrawals may be imposed. Additional deposits are not permitted.
0.15% interest rate · Compounded daily · Effective Sep 22, 2026
Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONMonthly Check Transfer CD'sCD · 24 months · $10,000 min
Bank · 3 branches
0.14%APY$28 over 24 months on $10,000Requirements
Product: Designed to provide a monthly interest check. Rates effective as of September 22, 2026.
0.14% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.10%APY$25 over 30 months on $10,000intro rate
Requirements
Offer: Months 21-30
Promotional rate · 0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$1 over 3 months on $10,000
Requirements
Product: Must maintain minimum balance in account each day to obtain APY. APY assumes principal and interest remain on deposit until maturity. Interest compounded quarterly. A penalty may be imposed for early withdrawal.
Offer: 90 Days term. Interest compounded quarterly.
0.05% interest rate · Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Chicago, IL-IN metro
1,351 CDs at 144 banks and credit unions · checked Oct 16–23
- Typical
- 2.27%
- Top 10% from
- 4.05%
- Banks, typical
- 1.68%
- Credit unions, typical
- 2.84%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches